PET - Plain English Taxonomy

ARF_113_3C: IRB retail - Other
Effective date: 20 February 2020

Australian Business Number	Institution Name

Reporting Period	Scale Factor
Quarterly	Millions to one decimal place
Reporting Consolidation
Level 1 / Level 2

Credit risk-weighted assets

Section A: On-balance sheet risk-weighted assets and expected loss amount

			Exposures after CRM by LGD bands
PD by band %	Exposures before CRM	Exposures after CRM	LGD < 15%	LGD 15% to < 30%	LGD 30% to < 45%	LGD 45% to < 55%	LGD 55% to < 60%	LGD 60% to < 65%	LGD 65% to < 70%	LGD 70% to < 75%
(1)	(2)	(3)	(4.1)	(4.2)	(4.3)	(4.4)	(4.5)	(4.6)	(4.7)	(4.8)
0.0% to < 0.1%	CS12667	CS12681	CS13129	CS13143	CS13157	CS13171	CS13185	CS13199	CS13213	CS13227
0.1% to < 0.2%	CS12668	CS12682	CS13130	CS13144	CS13158	CS13172	CS13186	CS13200	CS13214	CS13228
0.2% to < 0.3%	CS12669	CS12683	CS13131	CS13145	CS13159	CS13173	CS13187	CS13201	CS13215	CS13229
0.3% to < 0.5%	CS12670	CS12684	CS13132	CS13146	CS13160	CS13174	CS13188	CS13202	CS13216	CS13230
0.5% to < 0.7%	CS12671	CS12685	CS13133	CS13147	CS13161	CS13175	CS13189	CS13203	CS13217	CS13231
0.7% to < 1.0%	CS12672	CS12686	CS13134	CS13148	CS13162	CS13176	CS13190	CS13204	CS13218	CS13232
1.0% to < 2.0%	CS12673	CS12687	CS13135	CS13149	CS13163	CS13177	CS13191	CS13205	CS13219	CS13233
2.0% to < 3.0%	CS12674	CS12688	CS13136	CS13150	CS13164	CS13178	CS13192	CS13206	CS13220	CS13234
3.0% to < 5.0%	CS12675	CS12689	CS13137	CS13151	CS13165	CS13179	CS13193	CS13207	CS13221	CS13235
5.0% to < 7.0%	CS12676	CS12690	CS13138	CS13152	CS13166	CS13180	CS13194	CS13208	CS13222	CS13236
7.0% to < 10.0%	CS12677	CS12691	CS13139	CS13153	CS13167	CS13181	CS13195	CS13209	CS13223	CS13237
10.0% to < 100%	CS12678	CS12692	CS13140	CS13154	CS13168	CS13182	CS13196	CS13210	CS13224	CS13238
100%	CS12679	CS12693	CS13141	CS13155	CS13169	CS13183	CS13197	CS13211	CS13225	CS13239
Total	CS12680	CS12694	CS13142	CS13156	CS13170	CS13184	CS13198	CS13212	CS13226	CS13240
Weighted average LGD %			CS13606	CS13607	CS13608	CS13609	CS13610	CS13611	CS13612	CS13613

	Exposures after CRM by LGD bands
PD by band %	LGD 75% to < 80%	LGD 80% to < 85%	LGD 85% to < 90%	LGD 90% to < 100%	LGD >= 100%	Weighted average LGD %	Weighted average PD %	RWA	EL amount
(1)	(4.9)	(4.10)	(4.11)	(4.12)	(4.13)	(5)	(6)	(7)	(8)
0.0% to < 0.1%	CS13241	CS13255	CS13269	CS13283	CS13297	CS12821	CS12835	CS12849	CS12863
0.1% to < 0.2%	CS13242	CS13256	CS13270	CS13284	CS13298	CS12822	CS12836	CS12850	CS12864
0.2% to < 0.3%	CS13243	CS13257	CS13271	CS13285	CS13299	CS12823	CS12837	CS12851	CS12865
0.3% to < 0.5%	CS13244	CS13258	CS13272	CS13286	CS13300	CS12824	CS12838	CS12852	CS12866
0.5% to < 0.7%	CS13245	CS13259	CS13273	CS13287	CS13301	CS12825	CS12839	CS12853	CS12867
0.7% to < 1.0%	CS13246	CS13260	CS13274	CS13288	CS13302	CS12826	CS12840	CS12854	CS12868
1.0% to < 2.0%	CS13247	CS13261	CS13275	CS13289	CS13303	CS12827	CS12841	CS12855	CS12869
2.0% to < 3.0%	CS13248	CS13262	CS13276	CS13290	CS13304	CS12828	CS12842	CS12856	CS12870
3.0% to < 5.0%	CS13249	CS13263	CS13277	CS13291	CS13305	CS12829	CS12843	CS12857	CS12871
5.0% to < 7.0%	CS13250	CS13264	CS13278	CS13292	CS13306	CS12830	CS12844	CS12858	CS12872
7.0% to < 10.0%	CS13251	CS13265	CS13279	CS13293	CS13307	CS12831	CS12845	CS12859	CS12873
10.0% to < 100%	CS13252	CS13266	CS13280	CS13294	CS13308	CS12832	CS12846	CS12860	CS12874
100%	CS13253	CS13267	CS13281	CS13295	CS13309	CS12833	CS12847	CS12861	CS12875
Total	CS13254	CS13268	CS13282	CS13296	CS13310	CS12834	CS12848	CS12862	CS12876
Weighted average LGD %	CS13614	CS13615	CS13616	CS13617	CS13618

Section B: Off-balance sheet risk-weighted assets and expected loss amount

			Exposures after CRM by LGD bands
PD by band %	Exposures before CRM	Exposures after CRM	LGD < 15%	LGD 15% to < 30%	LGD 30% to < 45%	LGD 45% to < 55%	LGD 55% to < 60%	LGD 60% to < 65%	LGD 65% to < 70%	LGD 70% to < 75%
(1)	(2)	(3)	(4.1)	(4.2)	(4.3)	(4.4)	(4.5)	(4.6)	(4.7)	(4.8)
0.0% to < 0.1%	CS12877	CS12891	CS13395	CS13409	CS13423	CS13437	CS13451	CS13465	CS13479	CS13493
0.1% to < 0.2%	CS12878	CS12892	CS13396	CS13410	CS13424	CS13438	CS13452	CS13466	CS13480	CS13494
0.2% to < 0.3%	CS12879	CS12893	CS13397	CS13411	CS13425	CS13439	CS13453	CS13467	CS13481	CS13495
0.3% to < 0.5%	CS12880	CS12894	CS13398	CS13412	CS13426	CS13440	CS13454	CS13468	CS13482	CS13496
0.5% to < 0.7%	CS12881	CS12895	CS13399	CS13413	CS13427	CS13441	CS13455	CS13469	CS13483	CS13497
0.7% to < 1.0%	CS12882	CS12896	CS13400	CS13414	CS13428	CS13442	CS13456	CS13470	CS13484	CS13498
1.0% to < 2.0%	CS12883	CS12897	CS13401	CS13415	CS13429	CS13443	CS13457	CS13471	CS13485	CS13499
2.0% to < 3.0%	CS12884	CS12898	CS13402	CS13416	CS13430	CS13444	CS13458	CS13472	CS13486	CS13500
3.0% to < 5.0%	CS12885	CS12899	CS13403	CS13417	CS13431	CS13445	CS13459	CS13473	CS13487	CS13501
5.0% to < 7.0%	CS12886	CS12900	CS13404	CS13418	CS13432	CS13446	CS13460	CS13474	CS13488	CS13502
7.0% to < 10.0%	CS12887	CS12901	CS13405	CS13419	CS13433	CS13447	CS13461	CS13475	CS13489	CS13503
10.0% to < 100%	CS12888	CS12902	CS13406	CS13420	CS13434	CS13448	CS13462	CS13476	CS13490	CS13504
100%	CS12889	CS12903	CS13407	CS13421	CS13435	CS13449	CS13463	CS13477	CS13491	CS13505
Total	CS12890	CS12904	CS13408	CS13422	CS13436	CS13450	CS13464	CS13478	CS13492	CS13506
Weighted average LGD %			CS13619	CS13620	CS13621	CS13622	CS13623	CS13624	CS13625	CS13626

	Exposures after CRM by LGD bands
PD by band %	LGD 75% to < 80%	LGD 80% to < 85%	LGD 85% to < 90%	LGD 90% to < 100%	LGD >= 100%	Weighted average LGD %	Weighted average PD %	RWA	EL amount
(1)	(4.9)	(4.10)	(4.11)	(4.12)	(4.13)	(5)	(6)	(7)	(8)
0.0% to < 0.1%	CS13507	CS13521	CS13535	CS13549	CS13563	CS13031	CS13045	CS13059	CS13073
0.1% to < 0.2%	CS13508	CS13522	CS13536	CS13550	CS13564	CS13032	CS13046	CS13060	CS13074
0.2% to < 0.3%	CS13509	CS13523	CS13537	CS13551	CS13565	CS13033	CS13047	CS13061	CS13075
0.3% to < 0.5%	CS13510	CS13524	CS13538	CS13552	CS13566	CS13034	CS13048	CS13062	CS13076
0.5% to < 0.7%	CS13511	CS13525	CS13539	CS13553	CS13567	CS13035	CS13049	CS13063	CS13077
0.7% to < 1.0%	CS13512	CS13526	CS13540	CS13554	CS13568	CS13036	CS13050	CS13064	CS13078
1.0% to < 2.0%	CS13513	CS13527	CS13541	CS13555	CS13569	CS13037	CS13051	CS13065	CS13079
2.0% to < 3.0%	CS13514	CS13528	CS13542	CS13556	CS13570	CS13038	CS13052	CS13066	CS13080
3.0% to < 5.0%	CS13515	CS13529	CS13543	CS13557	CS13571	CS13039	CS13053	CS13067	CS13081
5.0% to < 7.0%	CS13516	CS13530	CS13544	CS13558	CS13572	CS13040	CS13054	CS13068	CS13082
7.0% to < 10.0%	CS13517	CS13531	CS13545	CS13559	CS13573	CS13041	CS13055	CS13069	CS13083
10.0% to < 100%	CS13518	CS13532	CS13546	CS13560	CS13574	CS13042	CS13056	CS13070	CS13084
100%	CS13519	CS13533	CS13547	CS13561	CS13575	CS13043	CS13057	CS13071	CS13085
Total	CS13520	CS13534	CS13548	CS13562	CS13576	CS13044	CS13058	CS13072	CS13086
Weighted average LGD %	CS13627	CS13628	CS13629	CS13630	CS13631

Memorandum items: breakdown of non-market related off-balance sheet exposures

Nature of transaction	Notional amount	Credit equivalent amount
(1)	(2)	(3)
CS13087	CS13088	CS13089

Section C: Memorandum items: purchased receivables

	RWA		EL amount
Exposures	Default risk	Dilution risk	Default risk	Dilution risk
On-balance sheet	CS13093	CS13095	CS13097	CS13099
Off-balance sheet	CS13094	CS13096	CS13098	CS13100