PET - Plain English Taxonomy

ARF_746_0A: ABS/RBA Personal Credit Stocks, Flows and Interest Rates (Standard)
Effective date: 1 September 2021

Australian Business Number	Institution Name

Reporting Period	Scale Factor
Monthly
Reporting Consolidation
Domestic

1. Personal finance outstanding - by type

	Number of facilities	Value	Interest rate	Cost of funds	Margin
	(1)	(2)	(3)	(4)	(5)
1.1. Total personal credit outstanding to residents	BSAO28966	BSAO28967	BSAO28968	BSAO28969	BSAO28970
1.1.1. Credit cards	BSAO28971	BSAO28972
1.1.1.1. of which: Balances incurring interest	BSAO28973	BSAO28974	BSAO28975	BSAO28976	BSAO28977
1.1.2. Finance leases	BSAO28978	BSAO28979	BSAO28980	BSAO28981	BSAO28982
1.1.3. Margin lending	BSAO28983	BSAO28984	BSAO28985	BSAO28986	BSAO28987
1.1.4. Fixed-term loans	BSAO28988	BSAO28989	BSAO28990	BSAO28991	BSAO28992
1.1.4.1. of which: Secured by residential property	BSAO28993	BSAO28994	BSAO28995	BSAO28996	BSAO28997
1.1.4.2. Fixed interest rate	BSAO28998	BSAO28999	BSAO29000	BSAO29001	BSAO29002
1.1.4.3. Variable interest rate	BSAO29003	BSAO29004	BSAO29005	BSAO29006	BSAO29007
1.1.5. Other revolving credit	BSAO29008	BSAO29009	BSAO29010	BSAO29011	BSAO29012
1.1.5.1. of which : Secured by residential property	BSAO29013	BSAO29014	BSAO29015	BSAO29016	BSAO29017
1.1.5.2. Fixed interest rate	BSAO29018	BSAO29019	BSAO29020	BSAO29021	BSAO29022
1.1.5.3. Variable interest rate	BSAO29023	BSAO29024	BSAO29025	BSAO29026	BSAO29027
1.2. Total personal credit outstanding to non-residents	BSAO29028	BSAO29029	BSAO29030	BSAO29031	BSAO29032

2. Personal finance funded in the month - by type

	Number of facilities	Value	Interest rate	Cost of funds	Margin
	(1)	(2)	(3)	(4)	(5)
2.1. Total personal finance to residents funded in the month	BSAO29033	BSAO29034	BSAO29035	BSAO29036	BSAO29037
2.1.1. Credit cards	BSAO29038	BSAO29039	BSAO29040	BSAO29041	BSAO29042
2.1.2. Finance leases	BSAO29043	BSAO29044	BSAO29045	BSAO29046	BSAO29047
2.1.3. Margin lending	BSAO29048	BSAO29049	BSAO29050	BSAO29051	BSAO29052
2.1.4. Fixed-term loans	BSAO29053	BSAO29054	BSAO29055	BSAO29056	BSAO29057
2.1.4.1. of which : Secured by residential property	BSAO29058	BSAO29059	BSAO29060	BSAO29061	BSAO29062
2.1.4.2. Fixed interest rate	BSAO29063	BSAO29064	BSAO29065	BSAO29066	BSAO29067
2.1.4.3. Variable interest rate	BSAO29068	BSAO29069	BSAO29070	BSAO29071	BSAO29072
2.1.5. Other revolving credit	BSAO29073	BSAO29074	BSAO29075	BSAO29076	BSAO29077
2.1.5.1. of which : Secured by residential property	BSAO29078	BSAO29079	BSAO29080	BSAO29081	BSAO29082
2.1.5.2. Fixed interest rate	BSAO29083	BSAO29084	BSAO29085	BSAO29086	BSAO29087
2.1.5.3. Variable interest rate	BSAO29088	BSAO29089	BSAO29090	BSAO29091	BSAO29092
2.2. Total personal finance to non-residents funded in the month	BSAO29093	BSAO29094	BSAO29095	BSAO29096	BSAO29097

3. Personal finance to residents funded in the month - by size

Type of product	Value at commitment	Number of facilities	Value	Interest rate
(1)	(2)	(3)	(4)	(5)
OI14289	OI14290	BSAO29098	BSAO29099	BSAO29100
Credit cards	>$0 to <=$5,000
Finance leases	>$5,000 to <=$10,000
Margin lending	>$10,000 to <=$20,000
Fixed-term loans	>$20,000 to <= $50,000
Other revolving credit	>$50,000 to <=$100,000
	>$100,000