PET - Plain English Taxonomy

Attribute: CS18351
Concept:
Label: Claims secured against both standard and non-standard eligible residential mortgages
Concept Guidance:
This is the value, as at the relevant date, of loans and all other on-balance sheet claims secured against eligible residential mortgages.For the purposes of this item, the repayment of funds advanced must have been secured through an eligible residential mortgage to satisfy the debt in the case of default by the borrower, as determined in accordance with relevant prudential standards. 
Form-Specifc Guidance:
Refer to Prudential Standard APS 220 Credit Risk Management for the definition of 'past due' and 'non-performing'.
For the purpose of defining the secured portion of past due claims, qualifying collateral and guarantees will be the same as those recognised for CRM purposes (refer to APS 112).
Dimensions
Dimension Member Description
(NonPerformingNotExceedingExposureLimit)
This dimension classifies assets according to the likelihood of their full economic benefits being realised.
The data reported relates to items that have been classified as being non-performing, and where total claims covered by a single insurer do not exceed the reporting party's large exposure limits, as determined in accordance with prudential standards.
(RWA)
This dimension identifies the measurement approach used to calculate this amount.
The value reported is the risk-weighted asset amount or equivalent (such as risk-weighted exposure), as determined in accordance with relevant prudential standards.
(AcceptableLendersMortgageInsurer)
This dimension is used to categorise reported information based on insurance cover.
The information reported relates to those mortgages which are insured by an acceptable Lender's Mortgage Insurer (LMI), as determined in accordance with relevant prudential standards.To qualify as a mortgage insured by an acceptable LMI:(a) for the purposes of the Level 1 regulatory capital, the LMI must be regulated by APRA;(b) for the purposes of the Level 2 regulatory capital, in the case of overseas subsidiaries of Australian ADIs, APRA will accept the host supervisors' requirements on what constitutes an acceptable LMI in those jurisdictions.