PET - Plain English Taxonomy

Attribute: BSAO29552
Concept:
Label: Credit outstanding
Concept Guidance:
This is the amount owed by borrowers at the end of the reporting period. Credit outstanding is the original loan or lease amount, less any repayments, including any redraw facilities drawn. The balance should be reported gross of provisions.Do not net any deposit balances in offset accounts against the outstanding loan amount. Exclude finance that has been written off. 
Form-Specifc Guidance:
 
Dimensions
Dimension Member Description
(RevolvingCredit)
A list that identifies loan types.
The reported information relates to lending facilities that the borrower may repeatedly draw down, in part or in full up to an authorised credit limit, and repay any credit drawn, in part or in full, on multiple occasions without the facility being cancelled. Repayments (other than of charges and interest) reduce the borrowings, thereby increasing the amount of unused credit available. Includes facilities with a fixed-term that meet this criteria.
(Households)
This dimension categorises the reported information according to the Standard Economic Sector Classifications of Australia (SESCA).
Persons whose dealings with other sectors are for personal or housing purposes.