PET - Plain English Taxonomy

Attribute:	BSL20463
Concept:	Liabilities Retail Customer Funding Amount
Label:	Retail customer deposits
Concept Guidance:	This is the value of deposits due to retail customers as defined in accordance with the prudential standards.
Form-Specifc Guidance:	Report notice period deposits that have been called and are maturing in the next 30 days in item 8.6. Exclude these amounts from items 8.1 to 8.5. Further guidance is provided in paragraphs 115 to 117 of APG 210. Deposits under the Financial Claims Scheme (FCS) are not eligible for the 3 per cent run-off rate. New Zealand retail deposits are not eligible for a stable run-off rate.

Dimensions

Dimension	Member	Description
BalanceTypeDimension	(ExpectedCashFlows)	This dimension identifies the measurement approach used to calculate this amount. The information reported is in relation to the total expected cash flows in the liquidity coverage ratio (LCR) stress scenario for the appropriate stress period. No double counting - data must only be entered in one section. This is in accordance with the relevant prudential standards.
LiquidityRiskCategoryDimension	(Stable)	This dimension categorises the reported data according to the risk types of deposit. The information reported relates to deposits that are fully covered by the Financial Claims Scheme (or other effective Government insurance scheme allowed under the prudential standards) and where the depositor has other established relationships or the deposits are in transactional accounts.
RunOffRateDimension	(ThreePercent)	The information reported categorises the percentage run off rate in accordance with the Basel III liquidity reform and the relevant prudential standards where supervisor discretion is allowed. The information reported has an applied weighting of 3%.