PET - Plain English Taxonomy

Attribute: BSL20469
Concept:
Label: Retail customer deposits
Concept Guidance:
This is the value of deposits due to retail customers as defined in accordance with the prudential standards. 
Form-Specifc Guidance:
Report notice period deposits that have been called and are maturing in the next 30 days in item 8.6. Exclude these amounts from items 8.1 to 8.5. Further guidance is provided in paragraphs 115 to 117 of APG 210. Deposits under the Financial Claims Scheme (FCS) are not eligible for the 3 per cent run-off rate. New Zealand retail deposits are not eligible for a stable run-off rate. 
Dimensions
Dimension Member Description
(ExpectedCashFlows)
This dimension identifies the measurement approach used to calculate this amount.
The information reported is in relation to the total expected cash flows in the liquidity coverage ratio (LCR) stress scenario for the appropriate stress period. No double counting - data must only be entered in one section. This is in accordance with the relevant prudential standards.
(DepositsNotCoveredByInsurance)
The information reported shows the deposit protection the entity has.
The information reported relates to deposits that are not covered by a deposit insurance scheme.
(LessStable)
This dimension categorises the reported data according to the risk types of deposit.
The information reported relates to any other deposits that do not meet the prudential requirements for stable deposits.
(TenPercent)
The information reported categorises the percentage run off rate in accordance with the Basel III liquidity reform and the relevant prudential standards where supervisor discretion is allowed.
The information reported has an applied weighting of 10%.