PET - Plain English Taxonomy

Attribute:	R00987
Concept:	Financial Risk Credit Credit Facilities Past Due Amount
Label:	Past due amount - credit facilities
Concept Guidance:	This is the past due amount of all credit facilities as at the relevant date.The past due amount is calculated as:(1) if the facility is not subject to a regular repayment schedule it is the amount that has remained continuously outside contractual or approved arrangements; or(2) if the facility is subject to a regular repayment schedule then it is the total amount of contractual payments that remain unpaid beyond their due dates.

Dimensions

Dimension	Member	Description
AssetQualityDimension	(NinetyDaysOrMorePastDue)	This dimension classifies assets according to the likelihood of their full economic benefits being realised. The information reported is in relation to items that are 90 days or more past-due. Past-due is as defined in Prudential Standard APS 220 Credit Risk Management (APS 220).
CreditMgtDimension	(Individually)	Classifies the reported data according to method by which the reporting party manages problems related to its credit exposure. The reported data relates to troublesome exposures that are managed on a transaction basis and typically subject to individual review.
JurisdictionDimension	(Australian)	This dimension is used to categorise reported information according to the jurisdictional reach to which that information relates. Data reported is within the jurisdictional reach of Australia.
LoanPurposeDimension	(Housing)	Information in relation to the intended purpose of the counterparty in regards to loan agreements entered into by the entity. Information in relation to loan agreements entered into by the reporting party for the purpose of housing (i.e. both owner-occupied and investment housing).
LoanSecurityDimension	(SecuredResidentialProperty)	The characteristic of whether or not assets have been pledged to secure the repayment of funds under a credit or other lending activity in the case of default by the borrower. The funds advanced have been secured by residential property to satisfy the debt in the case of default by the borrower.