PET - Plain English Taxonomy

Attribute: R01036
Concept:
Label: Total provisions - term loans
Concept Guidance:
This is the value of provisions for impairment in relation to term loans receivable by the reporting party as at the relevant date. This item is to be determined in accordance with accounting standards.Term loans are non securitised debt financing with a specified maturity date by which the loan must be repaid. 
Dimensions
Dimension Member Description
(Portfolio)
Classifies the reported data according to method by which the reporting party manages problems related to its credit exposure.
The reported data relates to credit problems managed on a portfolio basis. Exposures managed on a portfolio basis are typically homogenous and often approved and managed using statistical management techniques. Portfolio managed exposures are often not subject to formal regular review other than in cases where payments are behind agreed repayment schedules or indebtedness is outside approved limits.
(PrudentialSpecific)
This dimension identifies the type of impairment
The value reported relates to a specific provision for impairment in respect of the asset in accordance with prudential standards. Specific provisions are provisions for identified loans that the institution does not expect to be repaid, this is different to general reserves for credit losses.
(Australian)
This dimension is used to categorise reported information according to the jurisdictional reach to which that information relates.
Data reported is within the jurisdictional reach of Australia.
(NotHousing)
Information in relation to the intended purpose of the counterparty in regards to loan agreements entered into by the entity.
Information in relation to loans where the funds are not used for the purchase, renovation or development of residential property.
(NotSecuredResMortgage)
The characteristic of whether or not assets have been pledged to secure the repayment of funds under a credit or other lending activity in the case of default by the borrower.
The repayment of funds advanced have not been secured through a residential mortgage to satisfy the debt in the case of default by the borrower.