PET - Plain English Taxonomy

Attribute:	R01309
Concept:	Financial Risk Credit Credit Exposures Category Four Facilities Amount
Label:	Outstanding balance - Category four facilities
Concept Guidance:	This is the outstanding balance of accounts at the relevant date classified by the reporting party as Category Four facilities, being overdrawn savings accounts and overdrawn limits on credit cards, overdrafts and line of credit advances.Outstanding balances should be reported net of interest and other income not taken to profit, and net of any amounts written off. For overdraft facilities and revolving lines of credit, the outstanding balance is to be reported as the total amount of the facility outstanding, and not the amount that the facility exceeds the previously approved limit. For overdrawn savings accounts, the outstanding balance represents the debit balance of the account.

Dimensions

Dimension	Member	Description
AssetQualityDimension	(PrescribedPastDue90DLT182D)	This dimension classifies assets according to the likelihood of their full economic benefits being realised. The data reported relates to credit exposures where the following criteria are met:(1) the facility is not subject to a regular repayment schedule and has remained continuously outside contractual or approved arrangements for a period of 90 days or more, but less than 182 days; or(2) the facility is subject to a regular repayment schedule and: (2a) at least 90 calendar days, but not more than 182 days have elapsed since the due date of a contractual payment that has not been met in full; and (2b) the total amount outside contractual arrangements is equivalent to at least 90 days', but less than 182 days', worth of contractual payments.

Dimension

Member

Description

AssetQualityDimension

(PrescribedPastDue90DLT182D)

This dimension classifies assets according to the likelihood of their full economic benefits being realised.
The data reported relates to credit exposures where the following criteria are met:(1) the facility is not subject to a regular repayment schedule and has remained continuously outside contractual or approved arrangements for a period of 90 days or more, but less than 182 days; or(2) the facility is subject to a regular repayment schedule and:    (2a) at least 90 calendar days, but not more than 182 days have elapsed since the due date of a contractual payment that has not been met in full; and    (2b) the total amount outside contractual arrangements is equivalent to at least 90 days', but less than 182 days', worth of contractual payments.