PET - Plain English Taxonomy

Attribute: R01311
Concept:
Label: Provision required - Category four facilities
Concept Guidance:
The prescribed provision for Category Four facilities as determined in accordance with the prudential standards.Category Four facilities are overdrawn savings accounts and overdrawn limits on credit cards, overdrafts and line of credit advances. 
Dimensions
Dimension Member Description
(PrescribedPastDue90DLT182D)
This dimension classifies assets according to the likelihood of their full economic benefits being realised.
The data reported relates to credit exposures where the following criteria are met:(1) the facility is not subject to a regular repayment schedule and has remained continuously outside contractual or approved arrangements for a period of 90 days or more, but less than 182 days; or(2) the facility is subject to a regular repayment schedule and: (2a) at least 90 calendar days, but not more than 182 days have elapsed since the due date of a contractual payment that has not been met in full; and (2b) the total amount outside contractual arrangements is equivalent to at least 90 days', but less than 182 days', worth of contractual payments.