PET - Plain English Taxonomy

Attribute:	BSAO27825
Concept:	Assets Loans And Receivables Credit Outstanding Amount
Label:	Credit outstanding
Concept Guidance:	This is the amount owed by borrowers at the end of the reporting period. Credit outstanding is the original loan or lease amount, less any repayments, including any redraw facilities drawn. The balance should be reported gross of provisions.Do not net any deposit balances in offset accounts against the outstanding loan amount. Exclude finance that has been written off.

Dimensions

Dimension	Member	Description
AssetQualityDimension	(NonPerforming)	This dimension classifies assets according to the likelihood of their full economic benefits being realised. The data reported relates to assets that have been classified as non-performing as defined in Prudential Standard APS 220 Credit Risk Management (APS 220).
CollateralLocationDimension	(InAustralia)	This represents the location of the collateral being reported. The items being reported are physically located in Australia
CounterpartyTypeDimension	(HouseholdsAndSMSFs)	This dimension categorises the reported data according to the type of counterparty the entity has transacted with. The information reported is in relation to households and self-managed superannuation funds (SMSFs). Households are individuals (that is, natural persons), or groups of individuals, whose dealings are for personal or household purposes. SMSFs has the meaning given by the Superannuation Industry (Supervision) Act 1993.
LoanCharacteristicDimension	(InterestOnly)	The information reported classifies loans according to specific characteristics. The information reported is in relation to loans on which only interest is paid during a set period and no principal is automatically amortised.
LoanPurposeDimension	(InvestmentHousing)	Information in relation to the intended purpose of the counterparty in regards to loan agreements entered into by the entity. Information in relation to loans for the purpose of housing, where the funds are used for a residential property that is not owner-occupied.
LoanSecurityDimension	(SecuredResidentialProperty)	The characteristic of whether or not assets have been pledged to secure the repayment of funds under a credit or other lending activity in the case of default by the borrower. The funds advanced have been secured by residential property to satisfy the debt in the case of default by the borrower.
LoanTypeDimension	(FixedTermLoans)	A list that identifies loan types. The reported information relates to loans extended for a fixed period, with a maturity date by which the loan must be repaid. Repayments over the fixed period reduce the credit outstanding and do not make further finance available.