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(InAustralia) |
This represents the location of the collateral being reported. The items being reported are physically located in Australia
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(HouseholdsAndSMSFs) |
This dimension categorises the reported data according to the type of counterparty the entity has transacted with. The information reported is in relation to households and self-managed superannuation funds (SMSFs). Households are individuals (that is, natural persons), or groups of individuals, whose dealings are for personal or household purposes. SMSFs has the meaning given by the Superannuation Industry (Supervision) Act 1993.
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(ThirdPartyOriginated) |
The information reported classifies loans according to specific characteristics. The information reported is in relation to loans where the authorised deposit-taking institution's (ADI) primary contact with the borrower at origination is through a mortgage broker or another party (including a related body corporate) that is not within the regulated ADI itself. This includes where this third party accepts or completes applications, and is regardless of whether the third party has the ability to approve transactions or not.
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(SecuredResidentialProperty) |
The characteristic of whether or not assets have been pledged to secure the repayment of funds under a credit or other lending activity in the case of default by the borrower. The funds advanced have been secured by residential property to satisfy the debt in the case of default by the borrower.
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(RevolvingCredit) |
A list that identifies loan types. The reported information relates to lending facilities that the borrower may repeatedly draw down, in part or in full up to an authorised credit limit, and repay any credit drawn, in part or in full, on multiple occasions without the facility being cancelled. Repayments (other than of charges and interest) reduce the borrowings, thereby increasing the amount of unused credit available. Includes facilities with a fixed-term that meet this criteria.
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