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(NonPerforming) |
This dimension classifies assets according to the likelihood of their full economic benefits being realised.
The data reported relates to assets that have been classified as non-performing as defined in Prudential Standard APS 220 Credit Risk Management (APS 220).
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(InAustralia) |
This represents the location of the collateral being reported.
The items being reported are physically located in Australia
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(HouseholdsAndSMSFs) |
This dimension categorises the reported data according to the type of counterparty the entity has transacted with.
The information reported is in relation to households and self-managed superannuation funds (SMSFs). Households are individuals (that is, natural persons), or groups of individuals, whose dealings are for personal or household purposes. SMSFs has the meaning given by the Superannuation Industry (Supervision) Act 1993.
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(SecuredResidentialProperty) |
The characteristic of whether or not assets have been pledged to secure the repayment of funds under a credit or other lending activity in the case of default by the borrower.
The funds advanced have been secured by residential property to satisfy the debt in the case of default by the borrower.
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(GTE80LT85) |
This dimension is used to categorise reported loan information according to the loan-to-valuation ratio (LVR) of the loan product.
Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than or equal to 80% but less than 85%.The LVR may be based on the valuation at origination or, where relevant, on a subsequent formal revaluation by an independent accredited valuer, as determined in accordance with relevant Prudential Standards.
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(FixedTermLoans) |
A list that identifies loan types.
The reported information relates to loans extended for a fixed period, with a maturity date by which the loan must be repaid. Repayments over the fixed period reduce the credit outstanding and do not make further finance available.
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