PET - Plain English Taxonomy

Attribute:	BSAO27965
Concept:	Regulatory Disclosures Loan Serviceability Assessment Rate Weighted Average Rate
Label:	Average loan serviceability assessment rate
Concept Guidance:	This is the weighted average loan serviceability assessment rate calculated as the average of the individual loans interest rates, weighted by the credit limit during the relevant period. The loan serviceability assessment rate is the interest rate used in the lender's serviceability assessments, such as an interest-rate floor or actual interest-rate rate plus interest-rate buffer.

Dimensions

Dimension	Member	Description
CollateralLocationDimension	(InAustralia)	This represents the location of the collateral being reported. The items being reported are physically located in Australia
CounterpartyTypeDimension	(HouseholdsAndSMSFs)	This dimension categorises the reported data according to the type of counterparty the entity has transacted with. The information reported is in relation to households and self-managed superannuation funds (SMSFs). Households are individuals (that is, natural persons), or groups of individuals, whose dealings are for personal or household purposes. SMSFs has the meaning given by the Superannuation Industry (Supervision) Act 1993.
LoanSecurityDimension	(SecuredResidentialProperty)	The characteristic of whether or not assets have been pledged to secure the repayment of funds under a credit or other lending activity in the case of default by the borrower. The funds advanced have been secured by residential property to satisfy the debt in the case of default by the borrower.