PET - Plain English Taxonomy

Attribute: BSAO19774
Concept:
Label: Residential mortgage term loans to households - Balance
Concept Guidance:
This is the value of term loans receivable by the reporting party as at the relevant date. This item is to be determined in accordance with accounting standards.Term loans are non securitised debt financing with a specified maturity date by which the loan must be repaid. 
Dimensions
Dimension Member Description
(Gross)
This dimension categorises the reported data according to the accounting valuation scenario, in relation to impairment, under which the reported value was calculated.
The information reported is in relation to the value of the asset or liability before allowing for the relevant adjustments.
(UnusedLimit)
This dimension identifies the measurement scenario under which the reported value was calculated.
The value reported is the maximum amount that could be drawn down under the facility at the time of reporting. It is typically the total facility credit limit approved by the lender less the current balance.
(AUResident)
This dimension categorises reported data according to the residency of the counterparty. Residency is determined by the domicile of the counterparty.Branches are classified as residents of the country in which they operate.
Information in relation to transactions in which the counterparty is a resident of Australia. Residency is determined by the domicile of the counterparty.Australian branches and Australian subsidiaries of foreign businesses are regarded as Australian residents.
(Individual)
This dimension categorises the reported information in accordance with the type of counterparty the entity has transacted with.
The counterparty in relation to the information is an individual, or group of individuals, whose dealings with the reporting party are for personal or household purposes. This does not include circumstances in which the counterparty is dealing with the reporting party in relation to a business or enterprise, regardless of how that business or enterprise is structured.
(OwnerOccupiedHousing)
Information in relation to the intended purpose of the counterparty in regards to loan agreements entered into by the entity.
Information in relation to loan agreements entered into for the purpose of owner-occupied housing.