PET - Plain English Taxonomy

Attribute:	BSAO19805
Concept:	Assets Loans And Receivables Term Offset Count
Label:	No. of Residential mortgage term loans to households with offset facilities
Concept Guidance:	This is the number of term loans held by the reporting party as at the relevant date, and which have an offset account attached to them.An offset account is typically a deposit account in which the balance is either wholly or party offset against the loan balance for the purposes of calculating interest.For the purposes of this item exclude loans that have been written-off, but include all-in-one facilities (that is where the loan and deposits are effectively combined in a single account).

Dimensions

Dimension	Member	Description
CounterpartyDomicileDimension	(AUResident)	This dimension categorises reported data according to the residency of the counterparty. Residency is determined by the domicile of the counterparty.Branches are classified as residents of the country in which they operate. Information in relation to transactions in which the counterparty is a resident of Australia. Residency is determined by the domicile of the counterparty.Australian branches and Australian subsidiaries of foreign businesses are regarded as Australian residents.
CounterpartyTypeDimension	(Individual)	This dimension categorises the reported information in accordance with the type of counterparty the entity has transacted with. The counterparty in relation to the information is an individual, or group of individuals, whose dealings with the reporting party are for personal or household purposes. This does not include circumstances in which the counterparty is dealing with the reporting party in relation to a business or enterprise, regardless of how that business or enterprise is structured.
LoanPurposeDimension	(Housing)	Information in relation to the intended purpose of the counterparty in regards to loan agreements entered into by the entity. Information in relation to loan agreements entered into by the reporting party for the purpose of housing (i.e. both owner-occupied and investment housing).