PET - Plain English Taxonomy

Attribute: BSL21968
Concept:
Label: Total borrowings
Concept Guidance:
This is the value of liabilities associated with any borrowings where the entity takes and uses someone else's funds with the intention of paying it back with some sort of return (known as the cost of borrowing). 
Dimensions
Dimension Member Description
(LoansAndFinanceLeases)
This dimension is used to segment data reported based on the categories of exposures.
The information reported is in relation to loans and finance leases. Loans are financial assets that are: (1) created when a creditor lends funds directly to a debtor; and (2) are evidenced by non-negotiable documents. Finance leases are leases that transfer substantially all the risks and rewards incidental to the ownership of the asset. Title may or may not eventually be transferred.
(NonIntraGroupDomestic)
This dimension categorises reported information based on the type of relationship between two or more counterparties or based on the level of entity consolidation.
The information reported is in relation to non-intra-group transactions or positions where the counterparty is not a related party of the authorised deposit-taking institution (ADI) or registered financial corporation (RFC) at the domestic books level.
(ResidentIndividualEnterpriseOrOther)
This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument.
The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is within Australia's economic territory. Including households whose principal place of residence is in Australia; and Australian branches and Australian subsidiaries of foreign enterprises, but not foreign branches and foreign subsidiaries of Australian enterprises.
(Variable)
Information in relation to the interest rate type applicable to an interest-bearing agreement.
Information in relation to variable interest rates. These are interest rates that fluctuate over the term, or life, of the agreement. Fluctuations in interest rates generally occur at the discretion of the lender and/or in response to movements in some other interest rate or variable specified in the contract. These fluctuations may result in changes in either the payments or length of the loan term.
(LTE1Y)
This dimension is used to segment reported information according to original term to maturity.
The reported information relates to items that have a term to maturity of less than or equal to 12 months.
(AuthorisedDepositTakingInstitution)
This dimension categorises the reported information according to the Standard Economic Sector Classifications of Australia (SESCA).
An authorised deposit-taking institution within the meaning of the Banking Act 1959.