PET - Plain English Taxonomy

Attribute:	BSL22355
Concept:	Liabilities Deposits Received Amount
Label:	Total deposits
Concept Guidance:	This is the value of any non-negotiable contracts that represent the receipt of funds available for later withdrawal.
Form-Specifc Guidance:	It includes: account balances of banks, non-bank ADIs and registered financial corporations (including transaction deposits, fixed-term deposits and other non-transaction deposits); purchased payment facilities such as smart cards and electronic cash; and non-negotiable certificates of deposit. It excludes: holdings of physical currency (holdings of notes and coins); and negotiable certificates of deposit (a type of debt security); payables due to counterparties arising from the first leg of a repurchase agreement; commercial paper; arranged overdrafts. These are generally an agreed arrangement between a lender and a borrower to extend credit when the balance in an attached transaction account falls below zero; and unarranged overdrafts. These refer to the situation when a transaction account holder withdraws an amount greater than the balance of the account leaving a negative balance. The lender usually charges an overdrawn account fee as well as interest on the negative balance, and usually requires the account holder to restore the account's positive balance.

Dimensions

Dimension	Member	Description
CounterpartyRelationshipTypeDimension	(IntraGroupDomestic)	This dimension categorises reported information based on the type of relationship between two or more counterparties or based on the level of entity consolidation. The information reported is in relation to intra-group transactions or positions that are undertaken with related parties of the authorised deposit-taking institution (ADI) or registered financial corporation (RFC) that are not consolidated at the domestic books level. Related parties of the ADI or RFC include the parent entity, controlled entities, associated entities, joint venture entities and other branches under the same parent entity.
InstitutionalUnitResidencyDimension	(ResidentIndividualEnterpriseOrOther)	This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument. The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is within Australia's economic territory. Including households whose principal place of residence is in Australia; and Australian branches and Australian subsidiaries of foreign enterprises, but not foreign branches and foreign subsidiaries of Australian enterprises.
StandardEconomicSectorClassificationsOfAustraliaDimension	(NonMoneyMarketFinancialInvestmentFunds)	This dimension categorises the reported information according to the Standard Economic Sector Classifications of Australia (SESCA). Collective investment schemes, such as trusts or corporations that are constituted as legal entities. They raise funds by issuing shares or units to the public, either via a prospectus or a distribution channel such as a platform. The proceeds are used to purchase financial assets. The assets are owned by the investment fund and usually managed by licensed fund managers external to the fund. Investors are able to dispose of their units/shares on a well-developed secondary market such as a stock exchange or through readily accessible redemption facilities.