PET - Plain English Taxonomy

Attribute:	BSAO28763
Concept:	Financial Risk Market Weighted Average Interest Rate On Drawdowns For New Loans Percent
Label:	Weighted average interest rate on drawndowns for loans newly funded
Concept Guidance:	This is the weighted sum of individual interest rates, as at the end of the reporting period, on drawdowns for loans newly funded during the reporting period, where the weights used are the corresponding balances expressed as a share of the total balance. The interest rate is the contractual rate to be paid to or received by the customer/counterparty/debtholder.

Dimensions

Dimension	Member	Description
ActivityStatusDimension	(New)	Information in relation to the status of an activity. The status of the activity is new.
CategoryOfExposureDimension	(Loans)	This dimension is used to segment data reported based on the categories of exposures. The information reported is in relation to loans. Loans means a financial asset that is: (1) created when a creditor lends funds directly to a debtor; and (2) is evidenced by non-negotiable documents.
CounterpartyRelationshipTypeDimension	(NonIntraGroupDomestic)	This dimension categorises reported information based on the type of relationship between two or more counterparties or based on the level of entity consolidation. The information reported is in relation to non-intra-group transactions or positions where the counterparty is not a related party of the authorised deposit-taking institution (ADI) or registered financial corporation (RFC) at the domestic books level.
FinancePurposeDimension	(Business)	Information in relation to the intended purpose that the finance will be used for. Transactions by persons, legal entities or other organisations related to their activities in the production and sale of goods and services for profit. In addition to transactions by non-for-profit organisations such as community service organisations.
InstitutionalUnitResidencyDimension	(ResidentIndividualEnterpriseOrOther)	This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument. The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is within Australia's economic territory. Including households whose principal place of residence is in Australia; and Australian branches and Australian subsidiaries of foreign enterprises, but not foreign branches and foreign subsidiaries of Australian enterprises.
LoanTypeDimension	(FixedTermLoans)	A list that identifies loan types. The reported information relates to loans extended for a fixed period, with a maturity date by which the loan must be repaid. Repayments over the fixed period reduce the credit outstanding and do not make further finance available.
SizeOfBusinessDimension	(Medium)	This dimension categorises the information in relation to the turnover of the business and the counterparty exposure size. A business is classified as medium if the reporting entity has a total exposure to the business that is greater than or equal to $1.5 million and the business has turnover of less than $75 million.
StandardEconomicSectorClassificationsOfAustraliaDimension	(PrivatePublicSectorBusinesses)	This dimension categorises the reported information according to the Standard Economic Sector Classifications of Australia (SESCA). Community service organisations, non-financial businesses and financial institutions.