PET - Plain English Taxonomy

Attribute:	BSAO28553
Concept:	Assets Loans And Receivables Lending Facilities Count
Label:	Number of lending facilities at the end of the period
Concept Guidance:	This is the number of lending facilities as at the relevant date. These are one or more accounts/lending agreements that: are for the same borrower(s); are approved at the same point in time and/or as part of the same application; are for the same purpose class (and property purpose if housing); and differ only by characteristics relating to interest rate type (fixed interest rate or variable interest rate) and/or repayment type (interest-only or amortising). The accounts comprising a lending facility may or may not be linked.

Dimensions

Dimension	Member	Description
AccountTypeDimension	(RedrawFacility)	The type of loan or deposit account. A facility that enables a borrower to access (subject to conditions) the accumulated excess repayments they have made towards their loan.
AssetQualityDimension	(Performing)	This dimension classifies assets according to the likelihood of their full economic benefits being realised. The data reported relates to performing assets, that is assets that have not been classified as non-performing as defined in Prudential Standard APS 220 Credit Risk Management (APS 220).
CategoryOfExposureDimension	(Loans)	This dimension is used to segment data reported based on the categories of exposures. The information reported is in relation to loans. Loans means a financial asset that is: (1) created when a creditor lends funds directly to a debtor; and (2) is evidenced by non-negotiable documents.
FinancePurposeDimension	(Housing)	Information in relation to the intended purpose that the finance will be used for. Transactions by households related to the provision of residential property for use by the household sector.
InstitutionalUnitResidencyDimension	(ResidentIndividualEnterpriseOrOther)	This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument. The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is within Australia's economic territory. Including households whose principal place of residence is in Australia; and Australian branches and Australian subsidiaries of foreign enterprises, but not foreign branches and foreign subsidiaries of Australian enterprises.
LoanPurposeDimension	(InvestmentHousing)	Information in relation to the intended purpose of the counterparty in regards to loan agreements entered into by the entity. Information in relation to loans for the purpose of housing, where the funds are used for a residential property that is not owner-occupied.
LoanTypeDimension	(FixedTermLoans)	A list that identifies loan types. The reported information relates to loans extended for a fixed period, with a maturity date by which the loan must be repaid. Repayments over the fixed period reduce the credit outstanding and do not make further finance available.