PET - Plain English Taxonomy

Attribute: BSAO28555
Concept:
Label: Other excess repayments
Concept Guidance:
Report the total value of accumulated excess (advance) repayments not in redraw facilities that are accessible at a later date. This item represents the maximum amount that could be drawn down without bringing the balance of the loan account above that specified in the loan schedule. 
Dimensions
Dimension Member Description
(Performing)
This dimension classifies assets according to the likelihood of their full economic benefits being realised.
The data reported relates to performing assets, that is assets that have not been classified as non-performing as defined in Prudential Standard APS 220 Credit Risk Management (APS 220).
(Loans)
This dimension is used to segment data reported based on the categories of exposures.
The information reported is in relation to loans. Loans means a financial asset that is: (1) created when a creditor lends funds directly to a debtor; and (2) is evidenced by non-negotiable documents.
(Housing)
Information in relation to the intended purpose that the finance will be used for.
Transactions by households related to the provision of residential property for use by the household sector.
(ResidentIndividualEnterpriseOrOther)
This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument.
The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is within Australia's economic territory. Including households whose principal place of residence is in Australia; and Australian branches and Australian subsidiaries of foreign enterprises, but not foreign branches and foreign subsidiaries of Australian enterprises.
(InvestmentHousing)
Information in relation to the intended purpose of the counterparty in regards to loan agreements entered into by the entity.
Information in relation to loans for the purpose of housing, where the funds are used for a residential property that is not owner-occupied.
(FixedTermLoans)
A list that identifies loan types.
The reported information relates to loans extended for a fixed period, with a maturity date by which the loan must be repaid. Repayments over the fixed period reduce the credit outstanding and do not make further finance available.