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(OffsetAndSetOffAccount) |
The type of loan or deposit account.
An offset account is one where a borrower has a deposit account and a loan with the same institution. Instead of receiving interest on the deposit account, the interest payment due on the loan is calculated on the net balance of the loan (credit outstanding on the loan less any amount in the deposit account). Set-off accounts are linked deposit and loan accounts that pay a different interest rate depending on whether the linked accounts are in a net loan or net deposit position. They are similar to offset accounts but differ in that, if the linked accounts are in a net deposit position, the customer will be due interest.
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(GreaterThan0) |
This dimension categorises the reported information by the deposit balance bands applicable to each respective deposit account.
The reported information comprises accounts that have a deposit balance greater than $0.
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(Business) |
Information in relation to the intended purpose that the finance will be used for.
Transactions by persons, legal entities or other organisations related to their activities in the production and sale of goods and services for profit. In addition to transactions by non-for-profit organisations such as community service organisations.
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(ResidentNonRelatedNonFinancialBusinessesCommunityServiceOrganisations) |
This dimension categorises the reported information according to the Standard Economic Sector Classifications of Australia (SESCA).
Resident private non-financial investment funds, other private non-financial corporations, private unincorporated businesses, Commonwealth Government non-financial corporations and state, territory and local government non-financial corporations; and non-market operators providing goods and services to households for free or at prices that are not economically significant; that are not the parent entity, controlled entities, associated entities, joint venture entities and other branches under the same parent entity.
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