PET - Plain English Taxonomy

Attribute: BSAO27363
Concept:
Label: Amount of credit outstanding
Concept Guidance:
This is the amount owed by borrowers at the end of the reporting period. Credit outstanding is the original loan or lease amount, less any repayments, including any redraw facilities drawn. The balance should be reported gross of provisions.Do not net any deposit balances in offset accounts against the outstanding loan amount. Exclude finance that has been written off. 
Dimensions
Dimension Member Description
(LoansAndLeases)
The information reported relates to the underlying asset class.
The information reported is in relation to loans and leases. Loans and leases are the amount owing to the reporting entity by a business entity evidenced by non-negotiable documents.
(PastDue90D)
This dimension classifies assets according to the likelihood of their full economic benefits being realised.
The data reported relates to credit exposures where the following criteria are met: (a) the facility is not subject to a regular repayment schedule and has remained continuously outside contractual or approved arrangements for a period of 90 days; or (b) the facility is subject to a regular repayment schedule and: (i) at least 90 calendar days have elapsed since the due date of a contractual payment that has not been met in full; and (ii) the total amount outside contractual arrangements is equivalent to at least 90 days' worth of contractual payments.
Determines the Australian geographic regions to be used in the assembly of dimensional tables within reports. It may or not include offshore areas.
This dimension categorises the reported information according to the ANZSIC division classification of the counterparty to the transaction that gave rise to the reported information.