GRF_115_0A_G: Outstanding Claims Liabilities - Insurance Risk Charge - Australia by Class of Business (G)

Australian Business Number	Institution Name

Reporting Period	Scale Factor
Semi-annual / Annual	Thousands of dollars no decimal place
Reporting Consolidation
Level 2

Were actuarial services used to complete this return (Yes / No)	OI10815

Section 1: Direct business (Australian business by class)

Class of business	Gross OCL - Central estimate	Gross OCL - risk margin	Gross OCL - Total	Non-reinsurance recoveries	Reinsurance recoveries	Net OCL - Central estimate	Net OCL - Stand-alone risk margin	Net OCL - Diversified risk margin	Net OCL - Total	OCL capital factor %	OCL Insurance Risk Charge
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
OI10811	R11510	R11511	R12225	R12227	R12226	R11512	R13670	R13671	R11514	R13672	R11516
Householders
Commercial motor
Domestic motor
Other direct - category A
Travel
Fire and ISR
Marine
Aviation
Consumer credit
Other accident
Other direct - category B
Mortgage
CTP
Public and product liability
Professional indemnity
Employers liability
Other direct - category C

Section 2: Direct business (International)

International region	Gross OCL - Central estimate	Gross OCL - risk margin	Gross OCL - Total	Non-reinsurance recoveries	Reinsurance recoveries	Net OCL - Central estimate	Net OCL - Diversified risk margin	Net OCL - Total	OCL capital factor %	OCL Insurance Risk Charge
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)
OI11452	R12745	R12746	R12747	R12749	R12748	R12753	R13674	R12750	R12751	R12752
New_Zealand
South_East_Asia
Asia_Pacific
USA
Americas
UK_or_Europe
Other

Section 3: Reinsurance business (Australian business by class)

Reinsurance type	Gross OCL - Central estimate	Gross OCL - risk margin	Gross OCL - Total	Non-reinsurance recoveries	Reinsurance recoveries	Net OCL - Central estimate	Net OCL - Stand-alone risk margin	Net OCL - Diversified risk margin	Net OCL - Total	OCL capital factor %	OCL Insurance Risk Charge
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
OI10812	R11000	R11001	R12231	R12233	R12232	R11002	R13682	R13683	R11004	R13685	R11006
Proportional - Category A
Proportional - Category B
Proportional - Category C
Non-proportional - Category A
Non-proportional - Category B
Non-proportional - Category C

Section 4: Reinsurance business (International)

International region	Gross OCL - Central estimate	Gross OCL - risk margin	Gross OCL - Total	Non-reinsurance recoveries	Reinsurance recoveries	Net OCL - Central estimate	Net OCL - Diversified risk margin	Net OCL - Total	OCL capital factor %	OCL Insurance Risk Charge
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)
OI11453	R12755	R12756	R12757	R12759	R12758	R12763	R13700	R12760	R12761	R12762
New_Zealand
South_East_Asia
Asia_Pacific
USA
Americas
UK_or_Europe
Other

Section 5: Total

	Gross OCL - Central estimate	Gross OCL - risk margin	Gross OCL - Total	Non-reinsurance recoveries	Reinsurance recoveries	Net OCL - Central estimate	Net OCL - Stand-alone risk margin	Net OCL - Diversified risk margin	Net OCL - Total	OCL capital factor %	OCL Insurance Risk Charge
	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)	(12)
Total direct Australian business	R11015	R11046	R12228	R12230	R12229	R11077	R13703	R13704	R11139		R11198
Total direct International business	R12782	R12783	R12784	R12786	R12785	R12787		R13708	R12789		R12790
Total reinsurance Australian business	R11029	R11060	R12234	R12236	R12235	R11091	R13711	R13712	R11153		R11212
Proportional	R13713	R13715	R13716	R13717	R13718	R13719	R13720	R13721	R13722		R13723
Non-proportional	R13724	R13726	R13727	R13728	R13729	R13730	R13731	R13732	R13733		R13734
Total reinsurance International business	R12800	R12801	R12802	R12804	R12803	R12805		R13738	R12807		R12808
Group adjustments	R12765	R12766	R12809	R12768	R12767	R12770	R13741	R13742	R12810		R12769
Adjustments to OCL Insurance Risk Charge as approved by APRA											R13743
Total	R11030	R11061	R12237	R12239	R12238	R11092	R13746	R13747	R11154		R11213

Adjustments to OCL Insurance Risk Charge
Description	Transitional?	Amount
(1)	(2)	(3)
OI11478	OI11479	R13748
	Yes
	No


OCL surplus / (deficit)		R12772