GRF_115_0B_G: Outstanding Claims Liabilities - Insurance Risk Charge - Australia by Region (G)

Australian Business Number	Institution Name

Reporting Period	Scale Factor
Semi-annual / Annual	Thousands of dollars no decimal place
Reporting Consolidation
Level 2

Were actuarial services used to complete this return (Yes / No)	OI10815

Section 1: Direct business (Australian)

Region	Gross OCL - Central estimate	Gross OCL - Risk margin	Gross OCL - Total	Non-reinsurance recoveries	Reinsurance recoveries	Net OCL - Central estimate	Net OCL - Risk margin	Net OCL - Total	OCL capital factor %	OCL Insurance Risk Charge
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)
Australia	R13195	R13196	R13197	R13199	R13198	R13200	R13201	R13202	R13203	R13204

Section 2: Direct business (International)

International region	Gross OCL - Central estimate	Gross OCL - Risk margin	Gross OCL - Total	Non-reinsurance recoveries	Reinsurance recoveries	Net OCL - Central estimate	Net OCL - Risk margin	Net OCL - Total	OCL capital factor %	OCL Insurance Risk Charge
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)
OI11452	R12745	R12746	R12747	R12749	R12748	R12753	R12754	R12750	R12751	R12752
New_Zealand
South_East_Asia
Asia_Pacific
USA
Americas
UK_or_Europe
Other

Section 3: Reinsurance business (Australian)

Region	Gross OCL - Central estimate	Gross OCL - Risk margin	Gross OCL - Total	Non-reinsurance recoveries	Reinsurance recoveries	Net OCL - Central estimate	Net OCL - Risk margin	Net OCL - Total	OCL capital factor %	OCL Insurance Risk Charge
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)
Australia	R13205	R13206	R13207	R13209	R13208	R13210	R13211	R13212	R13213	R13214

Section 4: Reinsurance business (International)

International region	Gross OCL - Central estimate	Gross OCL - Risk margin	Gross OCL - Total	Non-reinsurance recoveries	Reinsurance recoveries	Net OCL - Central estimate	Net OCL - Risk margin	Net OCL - Total	OCL capital factor %	OCL Insurance Risk Charge
(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)
OI11453	R12755	R12756	R12757	R12759	R12758	R12763	R12764	R12760	R12761	R12762
New_Zealand
South_East_Asia
Asia_Pacific
USA
Americas
UK_or_Europe
Other

Section 5: Total

	Gross OCL - Central estimate	Gross OCL - Risk margin	Gross OCL - Total	Non-reinsurance recoveries	Reinsurance recoveries	Net OCL - Central estimate	Net OCL - Risk margin	Net OCL - Total	OCL capital factor %	OCL Insurance Risk Charge
	(2)	(3)	(4)	(5)	(6)	(7)	(8)	(9)	(10)	(11)
Total direct Australian business	R11015	R11046	R12228	R12230	R12229	R11077	R11108	R11139		R11198
Total direct International business	R12782	R12783	R12784	R12786	R12785	R12787	R12788	R12789		R12790
Total reinsurance Australian business	R11029	R11060	R12234	R12236	R12235	R11091	R11122	R11153		R11212
Total reinsurance International business	R12800	R12801	R12802	R12804	R12803	R12805	R12806	R12807		R12808
Group adjustments	R12765	R12766	R12809	R12768	R12767	R12770	R12771	R12810		R12769
Adjustments to OCL Insurance Risk Charge as approved by APRA										R13667
Total	R11030	R11061	R12237	R12239	R12238	R11092	R11123	R11154		R11213

Adjustments to OCL Insurance Risk Charge
Description	Transitional?	Amount
(1)	(2)	(3)
OI11474	OI11475	R13666
	Yes
	No


OCL surplus / (deficit)	R12772