GRF_116_4: LMI Concentration Risk Charge

Australian Business Number	Institution Name

Reporting Period	Scale Factor
Quarterly / Annual	Thousands of dollars no decimal place
Reporting Consolidation
Licensed insurer

1. Summary
	Sum insured	PML
1.1. Standard loans	R00186	R00189
1.1.1. ADI - 100 per cent and top cover	R00112	R00113
1.1.2. ADI - pool cover	R00132	R00133
1.1.3. Non-APRA regulated - 100 per cent and top cover	R00124	R00125
1.1.4. Non-APRA regulated - pool cover	R00140	R00141
1.2. Non-standard loans	R00187	R00190
1.2.1. ADI - 100 per cent and top cover	R00152	R00153
1.2.2. ADI - pool cover	R00172	R00173
1.2.3. Non-APRA regulated - 100 per cent and top cover	R00164	R00165
1.2.4. Non-APRA regulated - pool cover	R00180	R00181
1.3. Commercial loans	R00184	R00185
1.3.1. ADI	R00182	R00191
1.3.2. Non-APRA regulated	R00183	R00192
1.4. Total	R00188
2. LMI Concentration Risk Charge (LMICRC) calculation
	Year			Total
	1	2	3	Total
2.1. PML	R00194	R00195	R00196	R00193
2.2. Adjustment to the PML		R00197	R00198	R00199
2.3. Adjusted PML	R13431	R00200	R00201	R00202
2.4. Available reinsurance	R00203	R00204	R00205	R00206
2.5. Allowable reinsurance				R00207
2.6. PML net of reinsurance				R00208
2.7. Net premiums liability deduction				R13469
2.8. Adjustments to LMICRC as approved by APRA				R13470
2.9. LMI Concentration Risk Charge				R13463
2.10. LMI Concentration Risk Charge / PML				R13471