| LRF_115_0: Insurance Risk Charge (SF) | ||
| Effective date: 1 October 2015 | ||
| Australian Business Number | Institution Name | |
| Life companies, including friendly societies | ||
| Reporting Period | Scale Factor | |
| Quarterly / Annual | Thousands | |
| Reporting Consolidation | ||
| Statutory fund | ||
| Section 1: Insurance risk charge calculation | ||
| 1. Fund TOTAL: Stressed policy liabilities | ||
| 1.1. Non-participating benefits without entitlement to discretionary additions | ||
| 1.2. Non-participating benefits with entitlement to discretionary additions | ||
| 1.3. Participating benefits | ||
| 2. Fund TOTAL: Adjusted policy liabilities | ||
| 2.1. Non-participating benefits without entitlement to discretionary additions | ||
| 2.2. Non-participating benefits with entitlement to discretionary additions | ||
| 2.3. Participating benefits | ||
| 3. Fund TOTAL: Stress impact on adjusted policy liabilities | ||
| 4. Less: Tax benefits | ||
| 5. Adjustments to insurance risk charge as approved by APRA | ||
| Description | Transitional? | Amount |
| (1) | (2) | (3) |
| Yes | ||
| No | ||
| 6. Insurance risk charge | ||
