PET - Plain English Taxonomy

Attribute: BSAO29287
Concept:
Label: Fees charged
Concept Guidance:
This is the value, during the relevant period of amounts charged by the entity to its customers excluding those relating to interest charges (where interest is defined in terms of the contractual interest rate). Report fees (such as establishment fees) that are recorded as interest income in statutory accounts. Report fees charged net of any waivers, exemptions or rebates. This is in accordance with the relevant statistical definition of fees charged.Do not deduct any expenses, including expenses relating to: commissions paid to mortgage brokers; valuation fees for housing and business loans; loyalty program costs; government taxes; and charges imposed by the bank's group treasury to various business units. 
Dimensions
Dimension Member Description
(Accrual)
The accounting basis for income and expense recognition - cash or accruals.
Income and expenses are recognised on an accruals basis.
(Deposits)
This dimension is used to segment data reported based on the categories of exposures.
The information reported relates to exposures categorised as deposits.
(BreakFees)
This dimension categorises the reported data according to types of fees charged to an entity.
Information reported relates to fees charged by the lender when a customer terminates a contract early.
(Households)
This dimension categorises the reported information according to the Standard Economic Sector Classifications of Australia (SESCA).
Persons whose dealings with other sectors are for personal or housing purposes.
(NonTransaction)
This dimension categorises the reported data according to the characteristics of the deposit.
The information reported is in relation to deposits that are not directly accessible or exchangeable for bank notes and coins on demand at par and without penalty or restriction. Exclude savings deposits linked to an account from which payments may be made to third parties where funds may be transferred to the linked account almost instantaneously and subsequently withdrawn or transferred to a third party on demand.