Report the total of all decreases to Contractual Regular Contributions due to lapses or surrenders of policies during the period, i.e. the cessation of regular premiums prior to the completion of the policy's term.Contractual Regular Contributions are the total gross premiums for the current relevant period that are accepted through direct debit, have a specific contractual requirement for future on-going premiums, have an expectation of renewal each year (e.g. Yearly Renewable term products) or generally cause a policy to discontinue on cessation of future payment.