PET - Plain English Taxonomy

Label:	Organisation Details Service Channel Electronic Indicator
TREF ID:	DE8256
Data Type:	xbrli:booleanItemType
Period Type:	instant
Business Description & Guidance:	Does the service channel type provide electronic services as at the relevant date as described below? Electronic services include: ATMs and CDs - Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. EFTPOS terminal - Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using either deposit or credit funds and may also enable cash withdrawals using deposit funds. Authorisation is via a PIN for deposit funds and a verified signature for credit funds. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. EFTPOB terminal - Terminal located at a retail outlet which enables an authorised cardholder to withdraw cash from a cheque/savings or credit account and also provides access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a PIN. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. GiroPost terminals are not to be included in this category. Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP)Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet.A choice of TRUE/FALSE valuesTRUE = the service channel type provides electronic servicesFALSE = the service channel type does not provide electronic services

Usage

Form	Labels
ARF_396_0_1	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_10	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_11	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_12	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_13	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_14	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_15	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_16	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_17	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_2	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_3	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_4	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_5	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_6	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_7	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_8	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.
ARF_396_0_9	Label: Guidance:	Does not meet minimum branch requirements - Electronic (ATM/EFTPOS) Uniformity and reporting electronic service channels ADIs are required to report information about their Automatic Teller Machines and Cash Dispensers (CDs). The reporting of other forms of electronic service channels, while encouraged, is not mandatory. Please report these services using the three generally accepted classes of electronic service points: ATMs and CDs Terminal allowing an authorised cardholder to withdraw cash from either a cheque/savings or credit account. Where the terminal is an ATM, it will also provide access to a varying range of other services such as balance inquiry, transfer of funds and acceptance of deposits. Authorisation is via a Personal Identification Number (PIN). Access is unassisted and may be 24 hours/day, depending on the terminal's location. The reporting of ATMs should be done in the following manner: - the ADI that has ownership of the ATM and is responsible for the switching of transactions are to report this terminal on the form. - do not report ATMs that are supplied by other institutions even though your institution has access to the third party owned ATM. EFTPOS/EFTPOB terminals - All ADIs must report their own terminals. For non-ADI owned terminals. The party or ADI which is responsible for key management of the terminal is responsible for recording the terminal on this form. Provision of key management involves securing the transaction message at the point of capture. This would also include switching the transaction. For example, a third party who owns the terminal and has an ADI 'driving' the transactions, the ADI is to report these terminals (a non-ADI third party that owns the terminal and 'drives' the transactions will report to the Reserve Bank). Credit authorised transfer (CAT)/CAT with merchant data CAPture (CAT/CAP). Terminal located at a retail outlet which enables an authorised cardholder to purchase goods and services using credit funds. Authorisation is via a signature. The CAT/CAP terminal does not require a paper voucher because CAP functionality allows for electronic capture and transfer of the transaction details. Access is with the assistance of the retailer and is therefore restricted to the operating hours of the retail outlet. Giropost In an endeavor to ensure consistent reporting of Giropost outlets, APRA will obtain this information directly from Australia Post for outlets that perform personal banking. In the case where the ADI offers services to business customers, in addition to personal, via a Giropost outlet, this will need to be reported as a separate service channel. A description of the services provided in addition to locality needs to be listed within the table.