This is a balancing item calculated as A - (B+C) where:     A = risk margin component of outstanding claims provision (OCP) - Total consolidated Level 2     B = risk margin component of outstanding claims provision (OCP) - Total direct business partially consolidated     C = risk margin component of outstanding claims provision (OCP) - Total reinsurance business partially consolidatedFor the purposes of this item the risk margin component of the OCP is reported as at the relevant date, net of any recoveries, determined in accordance with relevant prudential standards.OCP relates to all claims incurred prior to the valuation date, whether or not they have been reported to the insurer. The value of the OCP must include an amount in respect of the expenses that the insurer expects to incur in settling these claims. The value of OCP must not include any Government charges directly imposed on the insurer such as levies, duties and taxes.The risk margin is the component of the value of OCP that relates to the inherent uncertainty that outcomes will differ from the central estimate.The risk margin relates to the central estimate measured as the present value of the future expected payments net of any recoveries, i.e. discounted for future investment income, determined in accordance with relevant prudential standards. The central estimate is intended to reflect the mean value in the range of possible values for the outcome (that is, the mean of the distribution of probabilistic outcomes), and the risk margin, when added to the central estimate, is intended to increase the likelihood that the OCP will be sufficient to the level required in relevant prudential standards.