Annuities providing periodic payments that are dependent on the continuance of human life

The information reported is in relation to those insurance products classed as Aviation products.Aviation products include aircraft hull and aircraft liability policies.

Capital guaranteed funeral products that are classified as Defined Contribution.

It represents reinsurance which, subject to a specified limit, indemnifies the reinsured for the amount of loss in excess of a specified retention with respect to an accumulation of losses resulting from a catastrophic event or series of events.

The information reported is in relation to the insurance business that is category A non-proportional, as per the relevant prudential standards.

The information reported is in relation to the insurance business that is category B, as per the relevant prudential standards.

The information reported is in relation to the insurance business that is category B proportional, as per the relevant prudential standards.

The information reported is in relation to the insurance business that is category C Non proportional, as per the relevant prudential standards.

The information reported is in relation to those insurance products classed as Commercial Motor Vehicle products.Commercial Motor Vehicle insurance (including third party property damage) excludes insurance covering vehicles defined as Domestic Motor Vehicles (e.g. private use motor vehicles including utilities and lorries, motor cycles, private caravans, box and boat trailers and other vehicles not normally covered by business or commercial policies). Commercial Motor Vehicles include long and medium haul trucks, cranes and special vehicles and policies covering fleets.This excludes Compulsory Third Party (CTP) Motor Vehicle products.

Includes Whole of Life policies and Endowment policies

The information reported is in relation to those insurance products classed as Domestic Motor Vehicle products.Domestic Motor Vehicle insurance (including third party property damage) excludes insurance covering vehicles defined as Commercial Motor Vehicles (e.g. long and medium haul trucks, cranes and special vehicles and policies covering fleets). Domestic Motor Vehicles are typically private use motor vehicles including utilities and lorries, motor cycles, private caravans, box and boat trailers and other vehicles not normally covered by business or commercial policies.This excludes Compulsory Third Party (CTP) Motor Vehicle products.

The information reported is in relation to those insurance products classed as Employers' Liability (EL) products.Employers' Liability products include worker's compensation, seamen's compensation and domestic workers compensation.

Disability Income Insurance policies issued on a group basis

The information reported is in relation to those insurance products classed as Houseowner/Householder products.The houseowner/householder product class covers the common H & H policies, including:     - Contents;     - Personal property;     - Arson; and     - Burglary.Public liability normally attaching to these products are not to be reported at this item.

Lump sum risk policies issued on an individual (retail) basis. Includes non-participating conventional policies

As defined in section 14 of the Life Insurance Act 1995.

The information reported is in relation to those insurance products classed as Marine products.Marine products typically include Marine Hull (including please craft) and Marine Cargo (including sea and inland transit insurance) policies.

Members - capital plus retained profits allocated to members.

As defined in sections 14 and 15 of the Life Insurance Act 1995

The information reported is in relation to those insurance products which are unable to be split into individual classes..Where an insurer writes business which spans multiple classes and the insurer cannot readily split the contract between classes, the contract must be allocated using an appropriate method, including the following methods:     (a) allocate the contract to the category which represents the greatest exposure; or     (b) allocate the contract to the category representing the greatest premium income.

The information reported is in relation to those insurance products classed as Other Accident products.Other Accident products represent the following types of insurance:     - Miscellaneous accident (involving cash in transit, theft, loss of money);     - All risks (baggage, sporting equipment, guns);     - Engineering when not part of ISE or Fire policy;     - Plate glass when not part of packaged policy (e.g. houseowners/householders);     - Guarantee (Insurance Bonds);     - Live Stock;     - Pluvius; and     - Sickness and Accident which by the terms of the policy provides benefits for no more than three years.

The information reported is in relation to the insurance business that is category B, as per the relevant prudential standards, other than Fire and Industrial Special Risks (ISR), Marine and Aviation, Consumer Credit, Travel and Other Accident.

The information reported cannot be allocated to any insurance product or business group within the existing list, as required to be reported on GRF_310_1_L.Other insurance products include:     - Trade Credit;     - Extended Warranty (where the insurer extends a manufacturer's or seller's normal warranty);     - Kidnap and Ransom; and     - Contingency.

As defined in sections 14 and 15 of the Life Insurance Act 1995

The information reported is in relation to those insurance products classed as Professional Indemnity products.Professional Indemnity covers professionals against liability incurred as a result of errors and omissions in performing professional services which has resulted in economic losses suffered by third parties.This includes Directors' and Officers' liability insurance plus legal expense insurance. Cover for legal expenses is generally included in this type of policy.

The information reported is in relation to those insurance products classed as Public and Product Liability products.Public Liability covers legal liability to the public in respect of bodily injury or property damage arising out of the operation of the insured's business. Product Liability includes policies that provide for compensation for loss and or injury caused by, or as a result of, the use of goods, and also environmental clean-up caused by pollution spills where not covered by Fire and Industrial Special Risks (ISR) policies.This also includes Builders Warranty insurance and public liability attaching to houseowners/householders policies.

It represents reinsurance which indemnifies the reinsured against the amount, subject to a specified limit, by which the reinsured's losses incurred during a specific period exceed either an agreed amount or an agreed percentage.

Value of benefit funds which has not been allocated to either the benefit fund members or to the management fund.