PET - Plain English Taxonomy

Name: LoanPurposeSubClassDimension
Label: Loan Purpose Sub Class Dimension
TREF ID: DM928
Type: Predefined
Description:
The information reported refers to the secondary classification of finance by intended use.
Usage:

Dimension Members
Name Label TREF ID Description
Acquisitions Acquisitions DV8352
Information in relation to finance for acquisitions, where a business buys part (or all) of another business, in order to assume control of the firm.
Aeroplanes Aeroplanes DV5264
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing aeroplanes.
AgriculturalMachineryEquipment Agricultural Machinery and Equipment DV5236
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing agricultural machinery and equipment.This may include for example, tractors, tillage implements, seeding, planting and fertilising equipment, agricultural mowers, harvesters, and other agricultural machinery and equipment. This excludes for example, motor vehicles and other transport equipment (fork lifts, etc.), machinery and equipment used for construction, earth moving (crawler tractors, etc.), or manufacturing purposes.
AlterationsAdditionsRepairs Alterations Additions Repairs DV8355
Information in relation to loan agreements entered into by the reporting party for the purpose of any structural or non-structural change to existing residential property, non-residential buildings or non-building structures; or any other improvements to property, land and non-building structures.It includes: repairs and maintenance; structural and non-structural changes to dwellings (e.g. garages, carports, pergolas, re-roofing, re-cladding etc.); structural and non-structural changes to non-residential buildings (e.g. renovations and refits); and non-building work that improves the value of properties with attached dwellings or non-residential buildings (e.g. pools or landscaping).  It excludes: dwelling or non-residential building furnishings not attached to the property; changes to dwellings that result in the creation of new dwelling; and conversions from non-residential buildings to dwellings (and vice versa).
AssetsSoldWithRecourse Assets Sold With Recourse DV7248
Information in relation to loan agreements entered into by the entity for any potential credit exposures arising from assets sold with recourse. Assets sold with recourse are asset sales (to the extent that such assets are not included on-balance sheet) by an entity where the holder of the asset is entitled to 'put' the asset back to the entity within an agreed period or under certain prescribed circumstances (e.g. deterioration in the value or credit quality of the asset concerned).
BalanceAvailableForRedrawUnderRedrawFacilitiesOfTermLoans Balance Available For Redraw Under Redraw Facilities Of Term Loans DV7274
Information in relation to loan agreements entered into by the entity for undrawn irrevocable non-market-related commitments available for redraw under redraw facilities, but which are not certain of drawdown. This represents the maximum unused portion of the commitment that could be drawn during the remaining period to maturity.
BalanceAvailableUnderOverdraftAgreements Balance Available Under Overdraft Agreements DV7270
Information in relation to loan agreements entered into by the entity for overdraft facilities that the entity has irrevocably made available to its customers.
BillEndorsement Bill Endorsement DV7254
Information in relation to loan agreements entered into by the entity for bills that have been endorsed under bill endorsement lines, but have not been accepted by, or have the prior endorsement of, another authorised deposit-taking institution.
Commercial Commercial DV7128
Information in relation to loan agreements entered into by the reporting entity for the purpose of purchasing or constructing commercial buildings or other business real estate.
CommercialRealEstate Commercial Real Estate DV8665
Information in relation to commercial property as defined in Reporting Standard ARS 230.0 - Commercial Property.
CommercialRealEstateMortgages Commercial Real Estate Mortgages DV8243
Information in relation to loans secured by commercial property as defined in Reporting Standard ARS 230.0 - Commercial Property.
CommittedFunding Committed Funding DV7250
The value reported is the committed funding obligations that are contractually irrevocable or conditionally revocable agreements.
CommittedMortgageRedrawLinesOfCredit Committed Mortgage Redraw Lines Of Credit DV8239
The information reported relates to committed mortgage redraw capacity and lines of credit.
Construction Construction DV5185
Information in relation to loan agreements entered into by the reporting party for the purpose of the creation of new dwellings, non-residential buildings or non-building structures. This includes: newly erected dwellings; changes to existing dwellings that result in the creation of a new dwelling; conversions from non-residential buildings to dwellings; and conversions from dwellings to non-residential buildings.
ConstructionDwellingInvestment Construction of Investment Housing DV4974
Information in relation to loan agreements entered into by the reporting party for the purpose of constructing dwellings for investment purposes (i.e. rental or resale purposes). Only report those dwellings that will be occupied by persons other than the owner(s).A dwelling is a place of residence which is:     - contained in a building which is an immobile structure;     - private (i.e. not generally accessible to the public); and     - self contained (i.e. includes bathing and cooking facilities).
ConstructionDwellingOwnerOccupied Construction Dwelling Owner Occupied DV5064
Information in relation to loan agreements entered into by the reporting party for the purpose of constructing dwellings for owner-occupation. A dwelling is a place of residence which is:     - contained in a building which is an immobile structure;     - private (i.e. not generally accessible to the public); and     - self contained (i.e. includes bathing and cooking facilities).
ConstructionDwellings Construction Dwellings DV8353
Information in relation to loan agreements entered into by the reporting party for the purpose of the creation of new dwellings. This includes: the construction of newly erected dwellings; changes to existing dwellings that result in the creation of a new dwelling; and conversions from non-residential buildings to dwellings. A dwelling is a self-contained room or suite of rooms, including cooking and bathing facilities, intended for long-term residential use. A dwelling is private (not generally accessible by the public) and is contained within a building that is an immobile structure. A dwelling may comprise part of a building or the whole of a building.
ConstructionEarthMovingEquipment Construction and Earth Moving Equipment DV5268
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing construction and earth moving equipment.This may include for example, crawler tractors, dumpers, road rollers, earth packers, scarifiers, rippers, concrete mixers, dozers, graders, mobile cranes, concrete pumps, etc. This excludes for example, trailers, buses/coaches, motor vehicles (cars, station wagons, small passenger vehicles, trucks, etc.), and other transport equipment (aeroplanes, locomotives and rolling stock, ships and motor boats, fork lifts, etc.).
ConstructionIndustrial Construction Industrial DV4971
Information in relation to loan agreements entered into by the reporting party for the purpose of constructing industrial buildings.
ConstructionNonBuilding Construction Non Building DV4969
Information in relation to loan agreements entered into by the reporting party for the purpose of constructing structures that are not buildings. This includes: roads, bridges, railways, harbours, mines, telecommunication towers, dams, powerlines, pipelines and sewers.
ConstructionNonResidentialBuildings Construction Non Residential Buildings DV4970
Information in relation to loan agreements entered into by the reporting party for the purpose of constructing any buildings (or part of buildings) that are not dwellings. This includes: conversions from dwellings to non-residential buildings; shops; offices; industrial buildings; and any other buildings that are not dwellings.
ConstructionOffices Construction Offices DV4972
Information in relation to loan agreements entered into by the reporting party for the purpose of constructing offices.
ConstructionShops Construction Shops DV4973
Information in relation to loan agreements entered into by the reporting party for the purpose of constructing shops.
CorporateAndBusinessLoans Corporate And Business Loans DV8242
Information in relation to loan agreements entered into by the entity for corporate and business purposes.
CreditFacility Credit Facility DV7246
Information in relation to contingent credit facility entered into by a counterparty with the entity for the purpose of contractual lending obligations.
DebtConsolidation Debt Consolidation DV5069
Information in relation to loan agreements entered into by the reporting party for the purpose of consolidating and paying out amounts owing by borrowers to third parties. this does not include where the purpose is to refinance an existing loan agreement.
DebtSecurity Debt Security DV7245
The information reported relates to debt securities.
DwellingInvestmentAlterationsAndAdditions Alterations and Additions to Investment Dwellings DV4377
Information in relation to loan agreements entered into by the reporting party for the purpose of structural and non-structural changes (e.g. garages, carpets, pergolas, re-roofing, re-cladding, etc.) to investment dwellings (i.e. dwellings which will be occupied by persons other than the owner(s)). This excludes repairs and maintenance, swimming pools and other home improvements not involving building work A dwelling is a place of residence which is:     - contained in a building which is an immobile structure;     - private (i.e. not generally accessible to the public); and     - self contained (i.e. includes bathing and cooking facilities).
DwellingInvestmentExcludingRefinancing Investment in Dwellings Excluding Refinancing DV4370
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or constructing an investment dwelling (i.e. a dwelling for rental or resale purposes). Only report those dwellings that will be occupied by persons other than the owner(s). This excludes loan agreements where the principal purpose is to pay out (refinance) existing loans for investment dwellings.A dwelling is a place of residence which is:     - contained in a building which is an immobile structure;      - private (i.e. not generally accessible to the public); and      - self contained (i.e. includes bathing and cooking facilities).
DwellingOwnerOccupiedARF392 Housing Owner Occupied ARF392 DV4382
Information in relation to loan agreements entered into by the reporting party for the purpose of either:     - constructing a dwelling for owner-occupation. Only report those amounts relating to loan agreements where funds will be advanced by way of progress payments;     - purchasing a dwelling for owner-occupation;     - paying out (refinancing) existing home loans on the same residence (i.e. security unchanged), where the refinancing lender is not the original lender. It does not include the situation where an institution refinances its own loan, or where the refinancing is for the purpose of a change of residence. Include only those loans where the original lender is other than the reporting party. Exclude commitments to refinance existing loans where there is no change in the property offered as security and the institution offering the commitment was the original lender (e.g. refinancing from a variable rate loan to a fixed rate loan); or     - Structural and non-structural changes (e.g. garages, carpets, pergolas, re-roofing, re-cladding, etc.) to owner-occupied dwellings. This excludes repairs and maintenance, swimming pools and other home improvements not involving building work A dwelling is a place of residence which is:     - contained in a building which is an immobile structure;     - private (i.e. not generally accessible to the public); and     - self contained (i.e. includes bathing and cooking facilities).
DwellingOwnerOccupiedAlterationsAndAdditions Alterations and Additions to Owner-Occupied Dwellings DV4968
Information in relation to loan agreements entered into by the reporting party for the purpose of structural and non-structural changes (e.g. garages, carpets, pergolas, re-roofing, re-cladding, etc.) to owner-occupied dwellings. This excludes repairs and maintenance, swimming pools and other home improvements not involving building work A dwelling is a place of residence which is:     - contained in a building which is an immobile structure;     - private (i.e. not generally accessible to the public); and     - self contained (i.e. includes bathing and cooking facilities).
DwellingOwnerOccupiedExcludingAlterationsAndAdditionsARF392 Housing Owner Occupied Excluding Alterations and Additions ARF 392 0 DV5067
Information in relation to loan agreements entered into by the reporting party for the purpose of either:     - constructing a dwelling for owner-occupation. Only report those amounts relating to loan agreements where funds will be advanced by way of progress payments;     - purchasing a dwelling for owner-occupation; or     - paying out (refinancing) existing home loans on the same residence (i.e. security unchanged), where the refinancing lender is not the original lender. It does not include the situation where an institution refinances its own loan, or where the refinancing is for the purpose of a change of residence. Include only those loans where the original lender is other than the reporting party. Exclude commitments to refinance existing loans where there is no change in the property offered as security and the institution offering the commitment was the original lender (e.g. refinancing from a variable rate loan to a fixed rate loan).A dwelling is a place of residence which is:     - contained in a building which is an immobile structure;     - private (i.e. not generally accessible to the public); and     - self contained (i.e. includes bathing and cooking facilities).
ElectronicDataProcessingEquipment Electronic Data Processing Equipment DV5237
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing electronic data processing equipment.This may include for example, computers (excluding computerised PABX equipment), computer peripherals, data entry systems and printers. This excludes for example, office machines (telephone systems including computerised PABX equipment, accounting and adding machines, calculators, cash registers (programmable and multifunctional), duplicating and photocopying machines and dictaphones, etc.)
ExposureFunding Exposure Funding DV4976
Information in relation to loan agreements entered into by a counterparty with the reporting party for the purpose of funding purchases of exposures for a pool.
ExternalRefinance External Refinance DV8348
Information in relation to loans where a new loan is obtained to replace an existing loan that was provided by a different lender.
ForwardAssetPurchase Forward Asset Purchase DV7284
Information in relation to loan agreements entered into by the entity for any potential credit exposures arising from forward asset purchases deemed non-market-related off-balance sheet transactions. A forward asset purchase is a commitment to purchase at a specified future date, and on pre-arranged terms, a loan, security or other asset from another entity, including written put options on specified assets with the character of a credit enhancement.
Guarantees Guarantees DV7283
Information in relation to loan agreements entered into by the entity for guarantees that constitute direct credit substitutes. A guarantee is a pledge or agreement to be responsible for another party's debt or contractual performance if that other party does not pay or perform.
GuaranteesAndLettersOfCreditOtherThanTradeFinanceRelatedObligations Guarantees And Letters Of Credit Other Than Trade Finance Related Obligations DV7244
Information in relation to contingent loan agreements entered into by the entity where the principal purpose is guarantees and/or letters of credit other than trade finance related obligations.
HeavyTruckNew New Heavy Truck DV5261
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing new heavy trucks (i.e. those which have not previously been owned and used by others).This may include for example, vehicles with a gross combination mass rating in excess of 3.5 tonnes (this includes prime movers registered without trailers). This excludes for example, passenger carrying trailer combinations and non-freight carrying vehicles.
HeavyTruckUsed Used Heavy Truck DV5262
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing used heavy trucks (i.e. those which have previously been owned and used by others).This may include for example, vehicles with a gross combination mass rating in excess of 3.5 tonnes (this includes prime movers registered without trailers). This excludes for example, passenger carrying trailer combinations and non-freight carrying vehicles.
Housing Housing DV5169
Information in relation to loan agreements entered into by the reporting party for the purpose of housing (i.e. both owner-occupied and investment housing).
InternalRefinance Internal Refinance DV8349
Information in relation to loans where a new loan is obtained to replace an existing loan that was provided by the lender and the credit limit has increased from that which was available prior to refinancing; or the credit limit on an existing loan by the lender is increased (e.g. a 'top-up'). In both cases the funds must be used for substantially the same purpose class as the existing loan contract.
InvestmentHousing Investment Housing DV5168
Information in relation to loans for the purpose of housing, where the funds are used for a residential property that is not owner-occupied.
LeverageLeaseDebtParticipation Leverage Lease Debt Participation DV4714
Information in relation to loan agreements entered into by the reporting party for the purpose of debt participation in leveraged leases.
LightTruckNew New Light Truck DV5259
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing new light trucks (i.e. those which have not previously been owned and used by others).This may include for example, vehicles constructed primarily for the carriage of goods and not exceeding 3.5 tonnes gross vehicles mass, such as utilities, panels vans, light trucks, station wagons, 4WD vehicles and forward control vans used to carry goods. This will exclude for example, tow trucks, tractors, self-propelled mowers, plant and equipment.
LightTruckUsed Used Light Truck DV5260
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing used light trucks (i.e. those which have previously been owned and used by others).This may include for example, vehicles constructed primarily for the carriage of goods and not exceeding 3.5 tonnes gross vehicles mass, such as utilities, panels vans, light trucks, station wagons, 4WD vehicles and forward control vans used to carry goods. This will exclude for example, tow trucks, tractors, self-propelled mowers, plant and equipment.
Liquidity Liquidity DV5165
Information in relation to loan agreements entered into by a counterparty with the reporting party for the purpose of liquidity, being to fund any timing mismatches between receipts of fund on underlying exposures and payments on securities issued by the counterparty, or to cover the inability of the counterparty to roll-over securities due to market disruption.
LiquidityCreditFacility Liquidity Credit Facility DV7272
Information in relation to contingent credit facility entered into by a counterparty with the entity for the purpose of contractual lending obligations, revolving credit facilities, guarantees and letters of credit other than those related to trade finance obligations and liquidity facilities including undrawn back-up facility, facilities to hedge funds, money market funds and special purpose funding vehicles , vehicles used to finance the entity's own assets and any warehouse facilities that the entity could be called upon to fund.
LiquidityFacility Liquidity Facility DV7277
Information in relation to liquidity facility that is any committed, undrawn back-up facility that would be used to refinance the debt obligations of a customer in situations where such a customer is unable to rollover that debt in financial market.
LoansApprovedButNotAdvancedOrFunded Loans Approved But Not Advanced Or Funded DV7256
Information in relation to loan agreements entered into by the entity for irrevocable loan amounts that are approved but not yet advanced, which represent loans that have been approved by the entity but the counterparty has yet to draw down the funds in relation to the arrangement.
LocomotivesRollingStock Locomotives and Rolling Stock DV5265
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing locomotives or rolling stock.
ManufacturingEquipment Manufacturing Equipment DV5235
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing manufacturing equipment.This may include for example, all plant and equipment used in the manufacture of goods. This excludes for example, trailers, buses/coaches, motor vehicles (cars, station wagons, small passenger vehicles, trucks, etc.), and other transport equipment (aeroplanes, locomotives and rolling stock, ships and motor boats, fork lifts, etc.).
MotorCarNewGTDepreciationLimit New Motor Car Greater Than Depreciation Limit DV5257
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing new motor cars (i.e. those which have not previously been owned and used by others) where the vehicle's value is greater than the depreciation limit for the relevant period.This may include for example, cars, station wagons, 4WD and forward control passenger vehicles/vans. This will exclude for example, trucks, buses, special vehicles, utilities, panel vans and motor cycles/scooters.The depreciation limit is the maximum amount which can be depreciated for taxation purposes, as set by the Australian Taxation Office. This limit is revised periodically.
MotorCarNewLTDepreciationLimit New Motor Car Less Than Depreciation Limit DV5258
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing new motor cars (i.e. those which have not previously been owned and used by others) where the vehicle's value is less than the depreciation limit for the relevant period.This may include for example, cars, station wagons, 4WD and forward control passenger vehicles/vans. This will exclude for example, trucks, buses, special vehicles, utilities, panel vans and motor cycles/scooters.The depreciation limit is the maximum amount which can be depreciated for taxation purposes, as set by the Australian Taxation Office. This limit is revised periodically.
MotorCarUsedGTDepreciation Used Motor Car Greater Than The Depreciation Limit DV4387
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing used motor cars (i.e. those which have previously been owned and used by others) where the vehicle value is greater than the depreciation limit for the relevant period.This may include for example, cars, station wagons, 4WD and forward control passenger vehicles/vans. This will exclude for example, trucks, buses, special vehicles, utilities, panel vans and motor cycles/scooters.The depreciation limit is the maximum amount which can be depreciated for taxation purposes, as set by the Australian Taxation Office. This limit is revised periodically.
MotorCarUsedLTDepreciation Used Motor Car Less Than The Depreciation Limit DV4386
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing used motor cars (i.e. those which have previously been owned and used by others) where the vehicle value is less than the depreciation limit for the relevant period.This may include for example, cars, station wagons, 4WD and forward control passenger vehicles/vans. This will exclude for example, trucks, buses, special vehicles, utilities, panel vans and motor cycles/scooters.The depreciation limit is the maximum amount which can be depreciated for taxation purposes, as set by the Australian Taxation Office. This limit is revised periodically.
NotApplicable Not Applicable DV7129
This dimension is not applicable for the information that is reported.
NotDwellingOwnerOccupied Not Owner-Occupied Dwelling DV4534
Information in relation to loan agreements entered into by the reporting party for any purpose other than home loans for owner-occupied dwellings.A dwelling is a place of residence which is:     - contained in a building which is an immobile structure;      - private (i.e. not generally accessible to the public); and      - self contained (i.e. includes bathing and cooking facilities).
NotDwellingPersonalInvestment Not Dwelling Personal Investment DV4371
Information in relation to loan agreements entered into by the reporting party for the purpose of personal investments, other than for margin loans or the purchase or construction of investment dwelling (i.e. dwelling for rental or resale purposes).A dwelling is a place of residence which is:     - contained in a building which is an immobile structure;      - private (i.e. not generally accessible to the public); and      - self contained (i.e. includes bathing and cooking facilities).
NotHousing Not Housing DV5166
Information in relation to loans where the funds are not used for the purchase, renovation or development of residential property.
OfficeMachines Office Machines DV5238
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing office machines.This may include for example, telephone systems (including computerised PABX equipment), accounting and adding machines, calculators and cash registers (programmable and multifunctional), and duplicating and photocopying machines and dictaphones. This excludes for example, electronic data processing equipment (computers, computer peripherals, data entry systems and printers, etc.).
OtherARF391 Other ARF391 DV4956
Information in relation to loan agreements entered into by the reporting party for any purpose other than those specifically identified on APRA form ARF/RRF391.0
OtherARF393 Other ARF 393 DV5239
Information in relation to loan agreements entered into by the reporting party for any purpose other than those specifically identified on APRA form ARF/RRF393.0.
OtherARF394 Other ARF394 DV5073
Information in relation to loan agreements entered into by the reporting party for any purpose other than those specifically identified on APRA form ARF/RRF394.0
OtherARF395 Other ARF395 DV4601
Information in relation to loan agreements entered into by the reporting party for any purpose other than those specifically identified on APRA form ARF/RRF395.0
OtherCommittedContingentFunding Other Committed Contingent Funding DV7258
Information in relation to loan agreements entered into by the entity for any committed purpose other than those specifically identified already.
OtherContingentFunding Other Contingent Funding DV8241
Information in relation to loan agreements entered into by the entity for any other contingent funding purpose other than those specifically identified and reported already.
OtherContractualObligations Other Contractual Obligations DV7263
The information reported relates to any other contractual obligations that have not yet been reported.
OtherDirectCreditSubstitutes Other Direct Credit Substitutes DV7260
Information in relation to loan agreements entered into by the entity for any other potential credit exposures arising from direct credit substitutes in the list in which it is being used.
OtherNonContractualObligations Other Non Contractual Obligations DV7265
The information reported relates to any other non-contractual obligations that have not yet been reported.
OtherTransportEquipmentARF393 Other Transport Equipment ARF393 DV5267
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing any transport equipment, other than the following:.     - trailers, buses/coaches and other motor vehicles;     - aeroplanes;     - locomotives and rolling stock; and     - ships and motor boats.
OtherUncommittedContingentFunding Other Uncommitted Contingent Funding DV7242
Information in relation to loan agreements entered into by the entity for any uncommitted purpose other than those specifically identified already.
OwnerOccupiedHousing Owner Occupied Housing DV5167
Information in relation to loans for the purpose of housing, where the funds are used for a residential property, that is occupied or to be occupied by the borrower(s) as their principal place of residence.
PerformanceRelatedContingencies Performance Related Contingencies DV7252
Information in relation to loan agreements entered into by the entity for any potential credit exposures arising from performance-related contingencies. A performance-related contingency represents a contingent (off-balance sheet) liability that involves an irrevocable obligation to pay a third party in the event that a counterparty fails to fulfil or perform a contractual non-monetary obligation, such as delivery of goods by a specified date, etc. (i.e. the risk of loss depends on a future event that is not directly related to the creditworthiness of the counterparty involved).
PersonalTravelHolidays Personal Travel and Holidays DV5070
Information in relation to loan agreements entered into by the reporting party for the purpose of financing personal travel or holidays.
PlantAndEquipmentFinance Plant And Equipment Finance DV8354
Information in relation to finance for plant and equipment. Such assets are typically vital to business operations but cannot be easily liquidated. It includes: road vehicles; other transport vehicles and equipment; construction and earthmoving equipment; agriculture machinery; and electronic data processing and office equipment.
PurchaseBoatCaravanTrailer Purchase Boat Caravan Trailer DV4933
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing boats, caravans or trailers.
PurchaseDwellingInvestment Purchase of Investment Dwelling DV4955
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing an investment dwelling (i.e. for rental or resale purposes). Only report those dwellings that will be occupied by persons other than the owner(s).A dwelling is a place of residence which is:     - contained in a building which is an immobile structure;      - private (i.e. not generally accessible to the public); and      - self contained (i.e. includes bathing and cooking facilities).
PurchaseDwellings Purchase Dwellings DV8346
Information in relation to loan agreements entered into by the reporting party for the purpose of the purchasing dwellings. A dwelling is a self-contained room or suite of rooms, including cooking and bathing facilities, intended for long-term residential use. A dwelling is private (not generally accessible by the public) and is contained within a building that is an immobile structure. A dwelling may comprise part of a building or the whole of a building.
PurchaseEstablishedDwellingOwnerOccupied Purchase of Established Owner-Occupied Dwelling DV5066
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing an owner-occupied dwelling that has been previously occupied or has been completed for more than 12 months at  the time of the lodgement of the loan application.A dwelling is a place of residence which is:     - contained in a building which is an immobile structure;      - private (i.e. not generally accessible to the public); and      - self contained (i.e. includes bathing and cooking facilities).
PurchaseExistingDwelling Purchase Existing Dwelling DV8546
The information reported relates to any finance for the purchase of an existing dwelling that has been previously occupied.
PurchaseHouseholdPersonalGoods Purchase of Household and Personal Goods DV5068
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing household and personal goods.
PurchaseIndustrial Purchase Industrial DV4965
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing existing land and buildings classified as industrial.
PurchaseLand Purchase Land DV8347
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing land. This includes: non-residential land; residential land; and rural property.
PurchaseLandNonResidential Purchase Land Non Residential DV8343
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing non-residential land. Non-residential land is any vacant land that does not have a building attached and that is not residential land or rural property.
PurchaseLandOther Purchase Land Other DV4961
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing land for any purpose other than residential block development.
PurchaseLandResidential Purchase Land Residential DV8342
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing residential land. Residential land is any vacant land that does not have a dwelling attached but where the construction of a dwelling is allowed under zoning regulations.
PurchaseLandResidentialDevelopment Purchase Land Residential Development DV4962
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing land for residential block development.
PurchaseLandResidentialIndividual Purchase Land Residential Individual DV4934
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing individual residential blocks of land.
PurchaseMV Purchase MV DV4959
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing motor vehicles. This may include for example, cars, station wagons, utilities, trucks, ambulances and passenger vehicles such as buses. This does not include for example, motorcycles, trailers, caravans, trains, boats and planes.
PurchaseMVNotMotorCarMotorCycleScooter Purchase Motor Vehicle Not Motor Car or Motor Cycle/Scooter DV4932
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing motor vehicles other than motor cars or motor cycles/scooters. This may include for example, trucks, buses, utilities, panel vans, ambulances, hearses, tow trucks, fire engines, etc. This will exclude for example, cars, station wagons, 4WD and forward control passenger vehicles/vans, and motor cycles/scooters
PurchaseMotorCarNew Purchase Motor Car New DV4929
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing new motor cars. This may include for example, cars, station wagons, 4WD and forward control passenger vehicles/vans. This excludes for example, trucks, buses, special vehicles, utilities, panel vans and motor cycles/scooters.
PurchaseMotorCarUsed Purchase Motor Car Used DV4930
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing used motor cars (i.e. those which have previously been owned and used by others). This may include for example, cars, station wagons, 4WD and forward control passenger vehicles/vans. This will exclude for example, trucks, buses, special vehicles, utilities, panel vans and motor cycles/scooters.
PurchaseMotorCycleScooter Purchase Motor Cycle/Scooter DV4931
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing motor cycles or scooters.
PurchaseNewlyErectedDwelling Purchase Newly Erected Dwelling DV8544
The information reported relates to finance for the purchase of a dwelling that has not previously been occupied by a household. Include off-the-plan purchases; and dwellings resulting from the conversion of non-residential buildings to dwellings.
PurchaseNewlyErectedDwellingOwnerOccupied Purchase of Newly-Erected Owner-Occupied Dwelling DV5065
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing an owner-occupied dwelling that was completed less than 12 months prior to the reporting date, and in which the borrower will be the first occupant.A dwelling is a place of residence which is :     - contained in a building which is an immobile structure;     - private (i.e. not generally accessible to the public); and     - self contained (i.e. includes bathing and cooking facilities).
PurchaseNonBuilding Purchase Non Building DV8351
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing structures that are not buildings. This includes: roads, bridges, railways, harbours, mines, telecommunication towers, dams, powerlines, pipelines and sewers.
PurchaseNonResidential Purchase Non Residential DV4964
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing existing land and buildings not classified as dwellings.
PurchaseOffices Purchase Offices DV4966
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing existing land and buildings classified as offices.
PurchaseOtherTransportVehiclesAndEquipment Purchase Other Transport Vehicles And Equipment DV8345
Information in relation to loan agreements entered into by the reporting party for the purpose of other transport vehicles and equipment. This includes equipment and vehicles for moving people and objects. This may include items such as ships, railway and tramway locomotives, rolling stock, aircraft and attachments such as trailers, semi-trailers. This does not include vehicles that are primarily to be used on the road, for example, cars, trucks, motor cycles and utes.
PurchasePlantEquipNonMVTransport Purchase Plant Equip Non MV Transport DV4960
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing plant and equipment other than motor vehicles or transport equipment.
PurchaseProperty Purchase Property DV5186
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing land and/or existing buildings.
PurchaseResidentialLand Purchase Residential Land DV8545
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing any vacant land that does not have a dwelling attached but where the construction of a dwelling is allowed under zoning regulations.
PurchaseRoadVehicles Purchase Road Vehicles DV8344
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing road vehicles. This may include vehicles that are primarily to be used on the road, for example such as cars, trucks, motor cycles and utes. This does not include for example, attachments such as trailers, semi-trailers.
PurchaseRural Purchase Rural DV4963
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing existing land and buildings classified as rural.
PurchaseShops Purchase Shops DV4967
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing existing land and buildings classified as shops.
PurchaseTransportNonMV Purchase Transport Non MV DV4958
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing transport equipment other than motor vehicles. This may include for example, motorcycles, trailers, caravans, trains, boats and planes.
PurchaseTransportPlantEquip Purchase Transport Plant Equip DV5187
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing plant and equipment, including transport equipment and motor vehicles.
RefinanceExistingCommercialLoan Refinance Existing Commercial Loan DV4378
Information in relation to loan agreements entered into by the reporting party where the principal purpose is to pay out (refinance) an existing commercial loan.
RefinancingExistingHomeLoan Refinancing Existing Home Loan DV4957
Information in relation to Loans where a new loan is obtained to replace an existing loan that was provided by a different lender (that is not within the regulated authorised deposit-taking institution itself)
RefinancingNotPersonalInvestment Refinancing Not Personal Investment DV5071
Information in relation to loan agreements entered into by the reporting party where the principal purpose is to pay out (refinance) existing loans with the reporting party that were originally entered into for reasons other than personal investing.
RefinancingPersonalInvestment Refinancing Personal Investment DV5072
Information in relation to loan agreements entered into by the reporting party where the principal purpose is to pay out (refinance) existing loans that were originally entered into for personal investing reasons.
Residential Residential DV7127
Information in relation to loan agreements entered into by the reporting entity for the purpose of purchasing or constructing residential dwellings.
SecuritisationInvestment Securitisation Investment DV4975
Information in relation to loan agreements entered into for the purpose of providing loans directly to investors to invest in securitisation programs.
ShipsMotorBoats Ships and Motor Boats DV5266
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing ships or motor boats.
ShopOfficeFurnitureFittingsEquipment Shop And Office Furniture Fittings Equipment DV5240
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing shop and office furniture, fittings and equipment.This excludes for example, electronic data processing equipment (computers, computer peripherals, data entry systems and printers, etc.), and office machines (telephone systems including computerised PABX equipment, accounting and adding machines, calculators and cash registers (programmable and multifunctional), and duplicating and photocopying machines and dictaphones, etc.)
StandbyLettersOfCredit Standby Letters Of Credit DV7267
Information in relation to loan agreements entered into by the entity for standby letters of credit on issue that are serving as financial guarantees for loans, securities and any other financial liabilities.
StructuredProductsAndManagedFunds Structured Products And Managed Funds DV7257
The information reported relates to funding structured products and managed funds.
TradeFinanceRelatedObligations Trade Finance Related Obligations DV7243
Information in relation to a contingent trade finance related obligations consisting of agreements directly underpinned by the movement of goods or the provision of services.
TradeRelatedObligations Trade Related Obligations DV7249
Information in relation to loan agreements entered into by the entity trade-related obligations or agreements directly underpinned by the movement of goods or the provision of services such as documentary trade letters of credit, documentary and clean collection, import bills and export bills; guarantees directly related to trade finance obligations, such as shipping guarantees; and any other trade-related contingencies.
TradingStock Trading Stock DV4904
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing trading stock - goods purchased with the intent to resell in the normal course of business.
TrailersBusesCoachesOtherMotorVehicles Trailers, Buses, Coaches and Other Motor Vehicles DV5263
Information in relation to loan agreements entered into by the reporting party for the purpose of purchasing or leasing trailers, buses/coaches and other motor vehicles.This may include for example, trailer (tray and table top trailers, semi-trailers designed to connect to a prime mover, animal carriers, trailed machinery, etc.), buses and coaches, special vehicles (ambulances, hearses, tow trucks, fire engines, etc.), motor cycles/scooters, caravans (motorised and non motorised) and other non-freight carrying vehicles (mobile libraries, kitchens, workshops, etc.).The excludes for example:     - fork lifts;     - cars;     - station wagons;     - 4WDs;     - utilities; and     - trucks.
UncommittedFunding Uncommitted Funding DV7253
The value reported is the uncommitted funding agreements. The borrower is under no obligation to actually take out a loan at any particular time. These type agreements are unconditionally revocable agreements that are unconditionally cancellable by the lender.
UndrawnFormalStandbyFacilities Undrawn Formal Standby Facilities DV7285
Information in relation to loan agreements entered into by the entity for undrawn irrevocable commitments in the form of formal standby facilities to the entity's customers. This represents the maximum unused portion of the commitment that could be drawn during the remaining period to maturity. This does not include standby facilities in place to support the entity's operations. A formal standby facility is a formalised arrangement in which the counterparty has the right but not the obligation to draw down funds to a specified limit. Also exclude any Australian prudential regulation authority approved industry support arrangements.
UnitsApartments Units Apartments DV8240
Information in relation to loan agreements entered into for the purpose of housing where the funds are used for units or apartments. Units or apartments are dwellings in a building that has more than two dwellings. These dwellings do not have their own private grounds and usually share a common entrance foyer or stairwell.
WarehouseFundingFacilities Warehouse Funding Facilities DV5542
Information in relation to loan agreements entered into by a counterparty with the reporting party for the purpose of funding to warehouse special purpose vehicles (SPVs).
WholesaleFinance Wholesale Finance DV8356
Information in relation to finance for the purchase of goods that will then be on-sold.
WorkingCapital Working Capital DV8350
Information in relation to loans used to finance everyday operations of the business, such as accounts payable and wages.