ARF_746_0B: ABS/RBA Personal Credit Stocks, Flows and Interest Rates
(Reduced)
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Effective date: 1 September 2021
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Australian Business Number
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Institution Name
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Reporting Period
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Scale Factor
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Monthly
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Reporting Consolidation
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Domestic
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1.
Personal finance outstanding - by type
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Number of facilities
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Value
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Interest rate
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(1)
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(2)
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(3)
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1.1. Total personal credit outstanding to residents
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1.1.1. Credit cards
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1.1.1.1.
of which:
Balances
incurring interest
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1.1.2. Finance leases
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1.1.3. Margin lending
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1.1.4. Fixed-term loans
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1.1.4.1.
of which:
Secured
by residential property
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1.1.4.2. Fixed interest rate
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1.1.4.3. Variable interest rate
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1.1.5. Other revolving credit
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1.1.5.1.
of which
:
Secured by residential property
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1.1.5.2. Fixed interest rate
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1.1.5.3. Variable interest rate
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1.2. Total personal credit outstanding to non-residents
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2.
Personal finance funded in the month - by type
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Number of facilities
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Value
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Interest rate
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(1)
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(2)
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(3)
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2.1. Total personal finance to residents funded in the month
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2.1.1. Credit cards
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2.1.2. Finance leases
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2.1.3. Margin lending
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2.1.4. Fixed-term loans
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2.1.4.1.
of which
:
Secured by residential property
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2.1.4.2. Fixed interest rate
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2.1.4.3. Variable interest rate
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2.1.5. Other revolving credit
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2.1.5.1.
of which
:
Secured by residential property
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2.1.5.2. Fixed interest rate
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2.1.5.3. Variable interest rate
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2.2. Total personal finance to non-residents funded in the month
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3.
Personal finance to residents funded in the
month - by size
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Type of product
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Value at commitment
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Number of facilities
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Value
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Interest rate
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(1)
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(2)
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(3)
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(4)
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(5)
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Credit cards
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>$0 to <=$5,000
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Finance leases
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>$5,000 to <=$10,000
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Margin lending
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>$10,000 to <=$20,000
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Fixed-term loans
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>$20,000 to <= $50,000
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Other revolving credit
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>$50,000 to <=$100,000
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>$100,000
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