|
|
(Personal) |
Information in relation to the intended purpose that the finance will be used for.
Transactions by persons within the household sector whose dealings with other sectors are for purposes other than business purposes or housing purposes.
|
|
|
(ResidentIndividualEnterpriseOrOther) |
This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument.
The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is within Australia's economic territory. Including households whose principal place of residence is in Australia; and Australian branches and Australian subsidiaries of foreign enterprises, but not foreign branches and foreign subsidiaries of Australian enterprises.
|
|
|
(SecuredResidentialProperty) |
The characteristic of whether or not assets have been pledged to secure the repayment of funds under a credit or other lending activity in the case of default by the borrower.
The funds advanced have been secured by residential property to satisfy the debt in the case of default by the borrower.
|
|
|
(RevolvingCreditNotMarginLoanNotCreditCard) |
A list that identifies loan types.
Means lending facilities that the borrower may repeatedly draw down, in part or in full up to an authorised credit limit, and repay any credit drawn, in part or in full, on multiple occasions without the facility being cancelled, apart from credit cards and margin loans. Repayments (other than of charges and interest) reduce the borrowings, thereby increasing the amount of unused credit available.
|
|
|
(Funded) |
The information provided relates to the various steps in the provision of finance.
The information provided is considered funded for a loan or finance lease once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance.
|
