PET - Plain English Taxonomy

Attribute: BSAO27466
Concept:
Label: Deposits placed
Concept Guidance:
This is the value of any non-negotiable contracts that represent the placement of funds at other institutions available for later withdrawal. 
Form-Specifc Guidance:
It includes: 
account balances with banks, non-bank ADIs and registered financial corporations (including transaction deposits, fixed-term deposits and other non-transaction deposits); 
purchased payment facilities such as smart cards and electronic cash; and
non-negotiable certificates of deposit.
It excludes: 
holdings of physical currency (holdings of notes and coins); and
negotiable certificates of deposit (a type of debt security); 
payables due to counterparties arising from the first leg of a repurchase agreement; 
commercial paper; 
arranged overdrafts.  These are generally an agreed arrangement between a lender and a borrower to extend credit when the balance in an attached transaction account falls below zero; and 
unarranged overdrafts.  These refer to the situation when a transaction account holder withdraws an amount greater than the balance of the account leaving a negative balance. The lender usually charges an overdrawn account fee as well as interest on the negative balance, and usually requires the account holder to restore the account's positive balance.
Dimensions
Dimension Member Description
(NonIntraGroupDomestic)
This dimension categorises reported information based on the type of relationship between two or more counterparties or based on the level of entity consolidation.
The information reported is in relation to non-intra-group transactions or positions where the counterparty is not a related party of the authorised deposit-taking institution (ADI) or registered financial corporation (RFC) at the domestic books level.
(NotAtCall)
The information reported relates to types of funding.
The information reported is in relation to funds on deposit that are not payable immediately or upon demand. Funds are only available after periods longer than at call or overnight.
(NonResidentIndividualEnterpriseOrOther)
This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument.
The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is outside Australia's economic territory. Including households whose principal place of residence is overseas; and foreign branches and foreign subsidiaries of Australian enterprises, but not Australian-based branches and subsidiaries of foreign enterprises.
(ClearingHousesCentralCounterparties)
This dimension categorises the reported information according to the Standard Economic Sector Classifications of Australia (SESCA).
Recognised clearing houses and central counterparties (CCPs) are financial auxiliaries. CCPs are clearing houses that interpose themselves between counterparties to contracts traded in one or more financial markets, becoming the buyer to every seller and the seller to every buyer. A CCP becomes counterparty to trades with market participants through novation, an open offer system, or another legally binding arrangement.