PET - Plain English Taxonomy

Attribute: BSAO29102
Concept:
Label: Credit limit increase
Concept Guidance:
The value of any increase in credit limit during the relevant period where the credit limit is the maximum amount of funds available to the business entity without additional authorisation or approval.This amount should include outstanding balances (including capitalised interest or fees) and any other funds that can be drawn without additional approval by the lender. 
Dimensions
Dimension Member Description
(New)
Information in relation to the status of an activity.
The status of the activity is new.
(NonIntraGroupDomestic)
This dimension categorises reported information based on the type of relationship between two or more counterparties or based on the level of entity consolidation.
The information reported is in relation to non-intra-group transactions or positions where the counterparty is not a related party of the authorised deposit-taking institution (ADI) or registered financial corporation (RFC) at the domestic books level.
(ResidentIndividualEnterpriseOrOther)
This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument.
The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is within Australia's economic territory. Including households whose principal place of residence is in Australia; and Australian branches and Australian subsidiaries of foreign enterprises, but not foreign branches and foreign subsidiaries of Australian enterprises.
(Variable)
Information in relation to the interest rate type applicable to an interest-bearing agreement.
Information in relation to variable interest rates. These are interest rates that fluctuate over the term, or life, of the agreement. Fluctuations in interest rates generally occur at the discretion of the lender and/or in response to movements in some other interest rate or variable specified in the contract. These fluctuations may result in changes in either the payments or length of the loan term.
(MarginLoans)
A list that identifies loan types.
The provision of secured loans to investors for the purpose of purchasing financial assets. The purchased assets are generally used as security for the margin loan.
(BorrowerAcceptedCommitment)
The information provided relates to the various steps in the provision of finance.
The information relates to any firm offer to provide finance that has been accepted by the borrower. A borrower-accepted commitment exists for a loan or finance lease once an application has been approved, a loan/finance lease contract or letter of offer has been issued to the borrower, and the borrower has accepted the offer. For bills, a borrower-accepted commitment occurs when the bill is accepted.It covers agreements to increase the credit limit of an existing loan contract.