PET - Plain English Taxonomy

Attribute: BSAO29165
Concept:
Label: Credit outstanding
Concept Guidance:
This is the amount owed by borrowers at the end of the reporting period. Credit outstanding is the original loan or lease amount, less any repayments, including any redraw facilities drawn. The balance should be reported gross of provisions.Do not net any deposit balances in offset accounts against the outstanding loan amount. Exclude finance that has been written off. 
Dimensions
Dimension Member Description
(NonIntraGroupDomestic)
This dimension categorises reported information based on the type of relationship between two or more counterparties or based on the level of entity consolidation.
The information reported is in relation to non-intra-group transactions or positions where the counterparty is not a related party of the authorised deposit-taking institution (ADI) or registered financial corporation (RFC) at the domestic books level.
(ResidentIndividualEnterpriseOrOther)
This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument.
The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is within Australia's economic territory. Including households whose principal place of residence is in Australia; and Australian branches and Australian subsidiaries of foreign enterprises, but not foreign branches and foreign subsidiaries of Australian enterprises.
(GT55LTE60)
This dimension is used to categorise reported loan information according to the loan-to-valuation ratio (LVR) of the loan product with reference to the market value of the security.
Information in relation to loan products with a loan-to-valuation ratio (LVR) of greater than 55% but less than or equal to 60%. Report the LVR with reference to the market value of the security.
(MarginLoans)
A list that identifies loan types.
The provision of secured loans to investors for the purpose of purchasing financial assets. The purchased assets are generally used as security for the margin loan.
(CreditOutstanding)
The information provided relates to the various steps in the provision of finance.
The information relates the remaining value that the borrower must repay once a borrower-accepted commitment has been drawn down.