PET - Plain English Taxonomy

Attribute:	BSAO28841
Concept:	Assets Loans And Receivables Lending Facilities Count
Label:	Number of lending facilities at the end of the period
Concept Guidance:	This is the number of lending facilities as at the relevant date. These are one or more accounts/lending agreements that: are for the same borrower(s); are approved at the same point in time and/or as part of the same application; are for the same purpose class (and property purpose if housing); and differ only by characteristics relating to interest rate type (fixed interest rate or variable interest rate) and/or repayment type (interest-only or amortising). The accounts comprising a lending facility may or may not be linked.

Dimensions

Dimension	Member	Description
CategoryOfExposureDimension	(Loans)	This dimension is used to segment data reported based on the categories of exposures. The information reported is in relation to loans. Loans means a financial asset that is: (1) created when a creditor lends funds directly to a debtor; and (2) is evidenced by non-negotiable documents.
FinancePurposeDimension	(Housing)	Information in relation to the intended purpose that the finance will be used for. Transactions by households related to the provision of residential property for use by the household sector.
InstitutionalUnitResidencyDimension	(ResidentIndividualEnterpriseOrOther)	This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument. The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is within Australia's economic territory. Including households whose principal place of residence is in Australia; and Australian branches and Australian subsidiaries of foreign enterprises, but not foreign branches and foreign subsidiaries of Australian enterprises.
LoanPurposeDimension	(InvestmentHousing)	Information in relation to the intended purpose of the counterparty in regards to loan agreements entered into by the entity. Information in relation to loans for the purpose of housing, where the funds are used for a residential property that is not owner-occupied.
LoanTypeDimension	(RevolvingCredit)	A list that identifies loan types. The reported information relates to lending facilities that the borrower may repeatedly draw down, in part or in full up to an authorised credit limit, and repay any credit drawn, in part or in full, on multiple occasions without the facility being cancelled. Repayments (other than of charges and interest) reduce the borrowings, thereby increasing the amount of unused credit available. Includes facilities with a fixed-term that meet this criteria.
StageOfFinanceDimension	(CreditOutstanding)	The information provided relates to the various steps in the provision of finance. The information relates the remaining value that the borrower must repay once a borrower-accepted commitment has been drawn down.