PET - Plain English Taxonomy

Attribute:	BSAO28875
Concept:	Assets Loans And Receivables Credit Outstanding Amount
Label:	Credit outstanding
Concept Guidance:	This is the amount owed by borrowers at the end of the reporting period. Credit outstanding is the original loan or lease amount, less any repayments, including any redraw facilities drawn. The balance should be reported gross of provisions.Do not net any deposit balances in offset accounts against the outstanding loan amount. Exclude finance that has been written off.

Dimensions

Dimension	Member	Description
CategoryOfExposureDimension	(Loans)	This dimension is used to segment data reported based on the categories of exposures. The information reported is in relation to loans. Loans means a financial asset that is: (1) created when a creditor lends funds directly to a debtor; and (2) is evidenced by non-negotiable documents.
FinancePurposeDimension	(Housing)	Information in relation to the intended purpose that the finance will be used for. Transactions by households related to the provision of residential property for use by the household sector.
InstitutionalUnitResidencyDimension	(NonResidentIndividualEnterpriseOrOther)	This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument. The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is outside Australia's economic territory. Including households whose principal place of residence is overseas; and foreign branches and foreign subsidiaries of Australian enterprises, but not Australian-based branches and subsidiaries of foreign enterprises.
StageOfFinanceDimension	(CreditOutstanding)	The information provided relates to the various steps in the provision of finance. The information relates the remaining value that the borrower must repay once a borrower-accepted commitment has been drawn down.