PET - Plain English Taxonomy

Attribute:	BSAO29540
Concept:	Assets Loans And Receivables Credit Outstanding Amount
Label:	Credit outstanding
Concept Guidance:	This is the amount owed by borrowers at the end of the reporting period. Credit outstanding is the original loan or lease amount, less any repayments, including any redraw facilities drawn. The balance should be reported gross of provisions.Do not net any deposit balances in offset accounts against the outstanding loan amount. Exclude finance that has been written off.

Dimensions

Dimension	Member	Description
CategoryOfExposureDimension	(Loans)	This dimension is used to segment data reported based on the categories of exposures. The information reported is in relation to loans. Loans means a financial asset that is: (1) created when a creditor lends funds directly to a debtor; and (2) is evidenced by non-negotiable documents.
FinancePurposeDimension	(Housing)	Information in relation to the intended purpose that the finance will be used for. Transactions by households related to the provision of residential property for use by the household sector.
InstitutionalUnitResidencyDimension	(ResidentIndividualEnterpriseOrOther)	This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument. The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is within Australia's economic territory. Including households whose principal place of residence is in Australia; and Australian branches and Australian subsidiaries of foreign enterprises, but not foreign branches and foreign subsidiaries of Australian enterprises.
InterestRateTypeDimension	(Fixed)	Information in relation to the interest rate type applicable to an interest-bearing agreement. Information in relation to fixed interest rates. These are interest rates that: (a) do not fluctuate over the term, or life, of the agreement; or (b) some part of the original term, or life, of the agreement. Where an interest rate is only fixed for some part of the original term, at the end of the fixed interest rate period the contract may provide for transition to a variable interest rate or for a new interest rate to be negotiated.
LoanPurposeDimension	(OI14286)	Information in relation to the intended purpose of the counterparty in regards to loan agreements entered into by the entity.
ResidualTermFixedRatePeriodDimension	(OI14287)	The information reported is categorised according to the residual term to maturity of the fixed interest rate period of the loan.
StageOfFinanceDimension	(CreditOutstanding)	The information provided relates to the various steps in the provision of finance. The information relates the remaining value that the borrower must repay once a borrower-accepted commitment has been drawn down.