PET - Plain English Taxonomy

Attribute:	BSAO29543
Concept:	Assets Exposures Lending Facilities Count
Label:	Number of lending facilities during the period
Concept Guidance:	This is the number of lending facilities during the period. These are one or more accounts/lending agreements that: are for the same borrower(s); are approved at the same point in time and/or as part of the same application; are for the same purpose class (and property purpose if housing); and differ only by characteristics relating to interest rate type (fixed interest rate or variable interest rate) and/or repayment type (interest-only or amortising). The accounts comprising a lending facility may or may not be linked.

Dimensions

Dimension	Member	Description
ActivityStatusDimension	(New)	Information in relation to the status of an activity. The status of the activity is new.
CategoryOfExposureDimension	(Loans)	This dimension is used to segment data reported based on the categories of exposures. The information reported is in relation to loans. Loans means a financial asset that is: (1) created when a creditor lends funds directly to a debtor; and (2) is evidenced by non-negotiable documents.
FinancePurposeDimension	(Housing)	Information in relation to the intended purpose that the finance will be used for. Transactions by households related to the provision of residential property for use by the household sector.
InstitutionalUnitResidencyDimension	(ResidentIndividualEnterpriseOrOther)	This dimension categorises reported information according to the residency of the institutional unit or the issuer of the financial instrument. The information categorises any institutional unit whose centre of predominant economic interest (principal place of residence or principal place of production) is within Australia's economic territory. Including households whose principal place of residence is in Australia; and Australian branches and Australian subsidiaries of foreign enterprises, but not foreign branches and foreign subsidiaries of Australian enterprises.
InterestRateTypeDimension	(Fixed)	Information in relation to the interest rate type applicable to an interest-bearing agreement. Information in relation to fixed interest rates. These are interest rates that: (a) do not fluctuate over the term, or life, of the agreement; or (b) some part of the original term, or life, of the agreement. Where an interest rate is only fixed for some part of the original term, at the end of the fixed interest rate period the contract may provide for transition to a variable interest rate or for a new interest rate to be negotiated.
LoanPurposeDimension	(OI14286)	Information in relation to the intended purpose of the counterparty in regards to loan agreements entered into by the entity.
ResidualTermFixedRatePeriodDimension	(OI14287)	The information reported is categorised according to the residual term to maturity of the fixed interest rate period of the loan.
StageOfFinanceDimension	(Funded)	The information provided relates to the various steps in the provision of finance. The information provided is considered funded for a loan or finance lease once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance.