PET - Plain English Taxonomy

ARF_220_0: Credit Quality
Effective date: 30 June 2022

Australian Business Number	Institution Name

Reporting Period	Scale Factor
Quarterly	Millions to one decimal place for Reporting Category B ADIs
Quarterly	Whole dollars no decimal place for Reporting Category A ADIs
Reporting Consolidation
Solo Books / Group Books

Section A: Credit quality

	Australia		Overseas
	Total exposure	Total provisions	Total exposure	Total provisions
	(1)	(2)	(3)	(4)
1. Credit exposures
1.1. >=90 days past-due
1.1.1. Well-secured	R14768	R14769	R14770	R14771
1.1.2. Not well-secured or unsecured	R14772	R14773	R14774	R14775
1.2. Stage 2
1.2.1. Well-secured	R14776	R14777	R14778	R14779
1.2.2. Not well-secured or unsecured	R14780	R14781	R14782	R14783
1.3. Non-performing
1.3.1. Well-secured	R14784	R14785	R14786	R14787
1.3.2. Not well-secured or unsecured	R14788	R14789	R14790	R14791
1.4. Restructured	R00003	R00910	R00013	R00951

Section B: Non-performing exposures

	Total exposure
	Well-secured	Not well-secured or unsecured
	(1)	(2)
2. Non-performing exposures
2.1. Residents
2.1.1. Households	R14792	R12265
2.1.1.1. Owner-occupied housing	R14793	R12266
2.1.1.2. Investor housing	R14794	R12267
2.1.1.3. Credit cards	R14795	R12268
2.1.1.4. Other personal	R14796	R12269
2.1.2. Community service organisations	R14797	R12270
2.1.3. Non-financial corporations	R14798	R12271
2.1.3.1. Private trading corporations	R14799	R12272
2.1.3.2. Private unincorporated businesses	R14800	R12273
2.1.4. Financial corporations	R14801	R12274
2.1.4.1. ADIs	R14802	R12275
2.1.4.2. Registered financial corporations	R14803	R12276
2.1.4.3. Insurance corporations	R14804	R12277
2.1.4.4. Pension funds	R14805	R12278
2.1.4.5. Other financial institutions	R14806	R12279
2.1.5. Other	R14807	R12280
2.2. Non-residents	R14808	R12281
2.3. Total	R14809	R12282

Section C: >=90 days past-due well-secured items

	Total exposure				Total provisions
	Past-due		Total portfolio		Total provisions
	Australia	Overseas	Australia	Overseas	Australia	Overseas
	(1)	(2)	(3)	(4)	(5)	(6)
3. Individually managed facilities
3.1. Revolving credit	R00985	R00997			R14810	R14811
3.2. Credit cards	R00986	R00998			R14812	R14813
3.3. Housing loans	R00987	R00999			R14814	R14815
3.4. Term loans	R00988	R01000			R14816	R14817
3.5. Lease financing	R00989	R01001			R14818	R14819
3.6. Other loans	R00990	R01002			R14820	R14821
4. Portfolio managed facilities
4.1. Revolving credit	R00991	R01003	R01015	R01027	R01033	R01039
4.2. Credit cards	R00992	R01004	R01016	R01028	R01034	R01040
4.3. Housing loans	R00993	R01005	R01017	R01029	R01035	R01041
4.4. Term loans	R00994	R01006	R01018	R01030	R01036	R01042
4.5. Lease financing	R00995	R01007	R01019	R01031	R01037	R01043
4.6. Other loans	R00996	R01008	R01020	R01032	R01038	R01044
5. Provisions for well-secured portfolio managed credit exposures 1 to 89 days past-due					R01045	R01046

Section D: >=90 days past-due items

	Total exposure
	Well-secured	Not well-secured or unsecured
	(1)	(2)
6. >=90 days past-due items
6.1. Residents
6.1.1. Households	R12283	R14822
6.1.1.1. Owner-occupied housing	R12284	R14823
6.1.1.2. Investor housing	R12285	R14824
6.1.1.3. Credit cards	R12286	R14825
6.1.1.4. Other personal	R12287	R14826
6.1.2. Community service organisations	R12288	R14827
6.1.3. Non-financial corporations	R12289	R14828
6.1.3.1. Private trading corporations	R12290	R14829
6.1.3.2. Private unincorporated businesses	R12291	R14830
6.1.4. Financial corporations	R12292	R14831
6.1.4.1. ADIs	R12293	R14832
6.1.4.2. Registered financial corporations	R12294	R14833
6.1.4.3. Insurance corporations	R12295	R14834
6.1.4.4. Pension funds	R12296	R14835
6.1.4.5. Other financial institutions	R12297	R14836
6.1.5. Other	R12298	R14837
6.2. Non-residents	R12299	R14838
6.3. Total	R12300	R14839