PET - Plain English Taxonomy

ARF_743_0: ABS/RBA Housing Finance
Effective date: 20 Feburary 2020
Australian Business Number Institution Name
   
Reporting Period Scale Factor
Monthly  
Reporting Consolidation
Domestic
1. New applications for housing loans
Number of facilities Value
(1) (2)
1.1. Applications received for housing loans by residents
1.1.1. Owner-occupied
1.1.1.1. Fixed interest rate
1.1.1.2. Variable interest rate
1.1.2. Investment
1.1.2.1. Fixed interest rate
1.1.2.2. Variable interest rate
1.2. Applications received for housing loans by non-residents
2. New borrower-accepted commitments for housing loans - by location and purpose
Location of property Resident loan purpose sub-class Property purpose Number of facilities Value
(1) (2) (3) (4) (5)
New South Wales Finance for the purchase of residential land Owner-occupied
Victoria Finance for the construction of new dwellings Investment
Queensland Finance for the purchase of newly erected dwellings
South Australia Finance for the purchase of existing dwellings
Western Australia Finance for alterations, additions and repairs
Tasmania External refinance
Northern Territory Internal refinance
Australian Capital Territory
Other Australian territories & overseas
   
2.1. Total new borrower-accepted commitments for housing loans to residents
2.1.1. Owner-occupied
2.1.1.1. of which: Serviced by foreign-sourced income
2.1.2. Investment
2.1.2.1. of which: Serviced by foreign-sourced income
2.2. Total new borrower-accepted commitments for housing loans to non-residents
2.2.1. of which: Serviced by foreign-sourced income
3. New borrower-accepted commitments for housing loans to resident first-home buyers - by location
Location of property Property purpose Number of facilities Value
(1) (2) (3) (4)
New South Wales Owner-occupied
Victoria Investment
Queensland
South Australia
Western Australia
Tasmania
Northern Territory
Australian Capital Territory
Other Australian territories & overseas
 
3.1. Total new borrower-accepted commitments for housing loans to resident first home buyers
3.1.1. Owner-occupied
3.1.1.1. of which: Serviced by foreign-sourced income
3.1.2. Investment
3.1.2.1. of which: Serviced by foreign-sourced income
4. Revolving housing loans to residents
Owner-occupied Investment
(1) (2)
4.1. New borrower-accepted commitments during the month
4.2. Cancellations of and reductions in previously committed (and accepted) credit limits during the month
4.3. Total credit limits available (including credit outstanding) as at the end of the month
5. Fixed-term housing loans to residents - stocks and flows reconciliation
Owner-occupied Investment
(1) (2)
5.1. Fixed-term housing loan credit outstanding at the end of the previous month
5.2. Drawdowns for new loans
5.3. Other drawdowns
5.4. Credit sold
5.4.1. of which: Off-balance sheet securitised
5.5. Credit purchased
5.6. Interest charged
5.7. Scheduled repayments
5.8. Excess repayments due to discharge of loan
5.9. Other excess repayments
5.10. Repayment deficiencies
5.11. Net write-offs
5.12. Net change in opening balances due to switching between investment and owner-occupied
5.13. Other changes to the balance of loan credit outstanding between reporting periods
5.14. Fixed-term housing loan credit outstanding as at the end of the month
6. Fixed-term housing loans outstanding to residents - offset accounts, redraw facilities and excess repayments
Owner-occupied Investment
(1) (2)
6.1. Closing balance of offset accounts
6.2. Number of facilities with offset accounts
6.3. Available redraw balances
6.4. Number of facilities with redraw accounts
6.5. Stock of other excess repayments that can be used to meet future scheduled payments
6.6. Value of offset balances, available redraw balances and other excess repayments
7. Fixed-term housing loans outstanding to residents -   future scheduled repayments
Funds available to meet future repayments Property purpose Repayment type Number of facilities Average facility credit limit
(1) (2) (3) (4) (5)
>=0 to <=1 month Owner-occupied Amortising
>1 to <=3 months Investment Interest-only
>3 to <=6 months
>6 to <= 9 months
>9 to <= 12 months
>12 to <= 24 months
>24 months
 
7.1. Average number of monthly repayments for amortising loans
7.2. Average number of monthly repayments for interest-only loans